
206 WILLOW OAK WAY, PALM COAST, FL, 32137
Active6 days on marketListed Aug 22, 2026MLS #FC320409
About this home
206 WILLOW OAK WAY
Set against tranquil lake and preserve views in Wild Oaks, Grand Haven’s premier estate neighborhood, 206 Willow Oak Way is a custom Olsen Homes Verona residence offering just over 3,000 square feet of thoughtfully designed living space. Built in 2020, this three-bedroom, three-bath home with private office and versatile bonus room combines refined architectural details, exceptional storm protection and impressive indoor-outdoor living. Porcelain tile flows through the main living areas, including a private office and formal dining room with chair rail molding and tray ceiling. The great room is anchored by a gas fireplace with floor-to-ceiling stone surround, custom cabinetry and built-in shelving, complemented by a distinctive designer ceiling and lake views. The kitchen features custom Schrock wood cabinetry, granite countertops, tiled backsplash and bar-height seating for six. KitchenAid stainless steel appliances include a 36-inch gas cooktop, hood, refrigerator and dishwasher, while double doors open to the pantry. The spacious laundry room provides cabinetry, utility sink and additional storage. The primary suite enjoys private lanai and pool access, tray ceiling and dual walk-in closets with built-in systems. Its bath features dual vanities, makeup area, walk-in shower and separate garden tub. Both guest bedrooms offer en suite baths, with Bath 3 also accessible from the lanai for convenient pool use. Kohler faucets, comfort-height toilets and marble windowsills add thoughtful finishing details. Overlooking the lake, a separate bonus room with double glass French doors provides flexibility as a game room, media room, guest retreat or additional living space. Designed for effortless indoor-outdoor living, the expansive screened lanai is accessible from both the primary suite and the kitchen near the bonus room. Two covered entertaining areas overlook the pool, raised spa, lake and natural preserve, with freshly power-washed brick pavers surrounding the lanai and pool deck. Three hurricane shutters can enclose and protect the covered outdoor living spaces during severe weather. A future outdoor kitchen is already plumbed with electric and gas stub-outs. Built for comfort and peace of mind, the home features impact-resistant windows and doors, barrel tile roof, whole-house generator, buried 500-gallon propane tank, tankless gas water heater, perimeter security cameras and two Carrier HVAC systems separately serving the primary suite and main residence. The three-car garage includes a mini-split system, storage cabinetry and pull-down access to plywood-floored attic storage. Located behind the private gates of Wild Oaks, residents enjoy larger homesites, enhanced privacy and more than 4,000 acres of surrounding preserved land. Grand Haven amenities include two clubhouses, two resort-style pools, residents-only restaurant, two fitness centers, tennis, playgrounds, sports facilities, fishing areas, an Intracoastal esplanade and miles of scenic walking and biking trails. Custom craftsmanship, exceptional storm protection and serene lake-and-preserve views come together in one of Palm Coast’s most distinctive gated communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,025
Sqft
0.47 ac
Lot size
3
Garage
2020
Year built
One
Levels
$429
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,311 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,311/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Palm Coast actives
$429 vs $219
Days on market
6 vs 48 typical
Where $429/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
214 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 246% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 206 WILLOW OAK WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,013,125
204 WILLOW OAK WAY · same community
3 bd · 3 ba · 2,919 sqft · $347/sqft · 7 DOM
Sold · Dec ’25$710,000
8226 WILD OAKS CIRCLE · same community
4 bd · 2 ba · 2,249 sqft · $316/sqft · 70 DOM
Sold · Jul ’26$680,000
8253 WILD OAKS CIRCLE · same community
3 bd · 2 ba · 2,231 sqft · $305/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 206 WILLOW OAK WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 206 WILLOW OAK WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
206 WILLOW OAK WAY FAQs
What would the monthly payment be for 206 WILLOW OAK WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,311/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 206 WILLOW OAK WAY?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 206 WILLOW OAK WAY?+
The most recent tax bill on record (2025) was $19,669. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 206 WILLOW OAK WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,299,000, this home is listed about 225% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 206 WILLOW OAK WAY?+
Old Kings Elementary School (elementary), Matanzas High School (high), Indian Trails Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,299,000 runs 246% above the PALM COAST 32137 median — but at 3,025 sqft it's also 61% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Palm Coast market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Old Kings Elementary School, Matanzas High School, Indian Trails Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Katherine Gable. MLS #FC320409.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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