64 WHITTINGTON DRIVE, PALM COAST, FL, 32164
Active27 days on marketListed Aug 26, 2026MLS #FC320453
About this home
64 WHITTINGTON DRIVE
Welcome to this stunning 3-bedroom, 2-bathroom waterfront haven located in the highly sought-after community of Palm Coast, Florida. Perfectly blending classic charm with an active outdoor lifestyle, this home offers an exceptional coastal retreat designed for both relaxation and entertainment. Step inside to discover a bright and open interior featuring a beautiful combination of durable tile and elegant hardwood flooring throughout. The spacious living areas flow seamlessly into a gorgeous, sun-drenched Florida room. This versatile space provides the perfect backdrop for your morning coffee, a home office, or a peaceful sitting room filled with natural light. Step through the doors into your private outdoor oasis. The screened back patio allows you to enjoy the gentle Florida breezes and year-round outdoor dining in complete comfort. Just beyond the patio, the property BOASTS a deep freshwater canal right in your backyard. An absolute dream for anglers and nature lovers alike, this vibrant waterway is teeming with local wildlife. Spend your afternoons fishing right from your own bank for largemouth bass, bluegill, and crappie, or enjoy watching the turtles glide through the water. Whether you launch a kayak or simply relax by the water's edge, this backyard offers an unmatched peaceful escape. Conveniently located near Palm Coast's beautiful beaches, shopping, and dining, this canal-front property is ready to welcome its next owner. Schedule your private tour today and start living the ultimate Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,935
Sqft
0.29 ac
Lot size
2
Garage
2004
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,533 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,533/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs PALM COAST SEC 23
$179 vs $200
Days on market
27 vs 48 typical
Where $179/sqft sits among the 15 homes for sale in PALM COAST SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
3 of 15
PALM COAST SEC 23 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 64 WHITTINGTON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$334,500
43 WHITE DOVE LANE · same community
3 bd · 2 ba · 1,846 sqft · $181/sqft · 126 DOM
Sold · Apr ’26$330,000
60 WHITTINGTON DRIVE · same community
3 bd · 2 ba · 2,069 sqft · $159/sqft · 40 DOM
Sold · Mar ’26$368,000
1 WHITE HORSE LANE · same community
3 bd · 2 ba · 1,799 sqft · $205/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 64 WHITTINGTON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 64 WHITTINGTON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
64 WHITTINGTON DRIVE FAQs
What would the monthly payment be for 64 WHITTINGTON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,533/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 64 WHITTINGTON DRIVE?+
The most recent tax bill on record (2025) was $2,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $345,900, this home is listed about 14% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 64 WHITTINGTON DRIVE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Michael Howes. MLS #FC320453.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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