13 ZINNIA TRAIL, PALM COAST, FL, 32164
Active0 days on marketListed Aug 8, 2026MLS #FC320543
About this home
13 ZINNIA TRAIL
Brand New Roof Just Installed Situated in one of Palm Coast’s most desirable neighborhoods, 13 Zinnia Trail offers exceptional space, modern updates, and effortless Florida living. Spanning over 3,000 square feet, this meticulously maintained 4-bedroom, 3-bathroom residence featuring a 2-car garage provides an ideal layout for both comfortable everyday living and formal entertaining. Inside, the light-filled floor plan seamlessly connects expansive living and dining areas to a generous kitchen. Major capital improvements provide complete peace of mind, including a brand-new roof, brand-new appliances, and a newer A/C system for optimal energy efficiency.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,426
Sqft
0.24 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,861 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,861/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
Days on market
0 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Quail Hollow
Get to know Palm Coast. See the full Palm Coast guide →
Quail Hollow — neighborhood snapshot
Population
2,975
Median age
49
Median income
$81,242
Median home value
$333,104
Avg household
3
Households w/ children
217
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13 ZINNIA TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 ZINNIA TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13 ZINNIA TRAIL FAQs
What would the monthly payment be for 13 ZINNIA TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,861/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13 ZINNIA TRAIL?+
The most recent tax bill on record (2025) was $5,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $354,900, this home is listed about 11% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13 ZINNIA TRAIL?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EVEREST REALTY LLC · Taras Mrochko. MLS #FC320543.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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