114 HERNANDEZ AVENUE, PALM COAST, FL, 32137
Active2 days on marketListed Aug 17, 2026MLS #FC320586
About this home
114 HERNANDEZ AVENUE
Imagine your dream home surrounded by the timeless beauty of Old Florida living on one of the last exceptional Intracoastal homesites available in the Hammock. This extraordinary 100' x 271' homesite offers over half an acre with 100 feet of direct Intracoastal frontage, providing the perfect canvas for a custom waterfront estate. Majestic canopy oaks line the roadway, while the lush tropical landscape creates an atmosphere of peace, privacy, and natural beauty. The property features a new coquina seawall and new covered dock, making it ideal for fishing, and enjoying the Intracoastal lifestyle from your own backyard. Southwestern exposure delivers spectacular sunset skies, while the location puts you just 1 mile from Hammock Beach Resort and the Atlantic beaches, with convenient access to I-95, medical facilities, shopping, and Publix. This is a rare opportunity to create your own private waterfront retreat and experience the best of coastal Florida living. SOIL TEST AND TURTLE SURVEY ON FILE.
Facts & features
The home at a glance
0.62 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,030 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,030/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 114 HERNANDEZ AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$277,000
55 RIVERVIEW BEND S UNIT 2011
2 bd · 2 ba · 1,115 sqft · $248/sqft · 110 DOM
Sold · Nov ’25$260,000
45 RIVERVIEW BEND S UNIT 1917
2 bd · 2 ba · 1,115 sqft · $233/sqft · 0 DOM
Sold · Jul ’26$217,800
35 RIVERVIEW BEND S UNIT 1827
2 bd · 2 ba · 1,115 sqft · $195/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 114 HERNANDEZ AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 HERNANDEZ AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
114 HERNANDEZ AVENUE FAQs
What would the monthly payment be for 114 HERNANDEZ AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,030/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 114 HERNANDEZ AVENUE?+
The most recent tax bill on record (2025) was $4,955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 114 HERNANDEZ AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $599,000, this home is listed about 50% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 114 HERNANDEZ AVENUE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,000 runs 58% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Palm Coast market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Anthony Lombardo. MLS #FC320586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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