45 GRAHAM WOODS PLACE, PALM COAST, FL, 32137
Active1 days on marketListed Aug 13, 2026MLS #FC320644
About this home
45 GRAHAM WOODS PLACE
Welcome to your Hidden Lakes retreat at 45 Graham Woods Place in beautiful Palm Coast, Florida. This impeccably maintained 4-bedroom, 2-bath home with a spacious 3-car garage offers the perfect blend of comfort, style, and serene Florida living. Tucked away on a quiet street, the home backs to a peaceful nature preserve with tranquil water views, delivering the privacy and calm that discerning buyers seek. Inside, the open-concept floor plan is filled with natural light, enhanced by strategically placed sun tunnels in the kitchen and both bathrooms. The kitchen is a showstopper, featuring granite countertops, a gas range, and ample cabinetry, perfect for cooking and gathering with family and friends. The bathrooms are equally impressive, boasting elegant quartz countertops and modern finishes. Custom California closets offer smart, stylish storage solutions in the bedrooms, while ceiling fans throughout the home ensure comfort in every space. Step outside to a large screened lanai overlooking a private, fully fenced backyard with durable vinyl fencing, ideal for entertaining, relaxing, or simply enjoying the view. The home is also pre-wired for a hot tub, adding even more potential to create your personal outdoor oasis. Curb appeal is enhanced by a beautifully finished paver driveway and walkway, complemented by low-maintenance landscaping. Located in the sought-after Hidden Lakes community, residents enjoy low HOA fees, scenic sidewalks for evening strolls, and a resort-style community pool. This home combines upscale features, practical upgrades, and an unbeatable location just minutes from the beach, shopping, and dining. Don't miss your opportunity to own this one-of-a-kind property. Schedule your private showing today and experience Florida living at its finest at 45 Graham Woods Place.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,897
Sqft
0.21 ac
Lot size
3
Garage
2021
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,779 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,779/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37%
$/sqft vs Palm Coast actives
$256 vs $223
Days on market
1 vs 49 typical
Where $256/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
206 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 GRAHAM WOODS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$620,000
50 GRAHAM WOODS PLACE · same community
4 bd · 2 ba · 1,895 sqft · $327/sqft · 52 DOM
Sold · May ’26$446,000
51 GRAHAM WOODS PLACE · same community
3 bd · 2 ba · 1,838 sqft · $243/sqft · 80 DOM
Sold · Sep ’25$500,000
66 ARENA LAKE DRIVE
4 bd · 2 ba · 1,897 sqft · $264/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 45 GRAHAM WOODS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 GRAHAM WOODS PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
45 GRAHAM WOODS PLACE FAQs
What would the monthly payment be for 45 GRAHAM WOODS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,779/mo — principal and interest, the actual property-tax bill, the $62/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 45 GRAHAM WOODS PLACE?+
The association fee works out to $62 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 45 GRAHAM WOODS PLACE?+
The most recent tax bill on record (2024) was $5,814. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 45 GRAHAM WOODS PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $485,400, this home is listed about 22% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 45 GRAHAM WOODS PLACE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$485,400 runs 28% above the PALM COAST 32137 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Palm Coast market that averages 49 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NAVY TO NAVY HOMES LLC · Garrett Decker. MLS #FC320644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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