34 FALLEN OAK LANE, PALM COAST, FL, 32137
Active8 days on marketListed Aug 18, 2026MLS #FC320738
About this home
34 FALLEN OAK LANE
Step into a world of elegance and sophistication with this stunning mansion, a private pool, and high-end finishes throughout, perfect for those seeking the ultimate luxury lifestyle. When you enter through the modern front door, a large Living room opens to a designer Kitchen with extra storage cabinets, Granite Island with waterfall, energy efficiency SS appliances and modern fireplace. Windows overlooking the pool in the fenced in backyard! Master Bedroom has a patio entrance, walk in custom closets and a comfortable M Bath with his/hers sinks, Stand-alone tub and a shower. Guest bedrooms have large custom closets! 4th Bedroom can be a spacious office, perfect working from home. Low E windows, pocket doors, ceiling fans, irrigation with rain control system and upgraded lighting, large utility room with a sink, and foam insulated 3-car garage with insulated doors and extended driveway! Large, covered patio with state-of-the-art summer kitchen and refrigerator for entertaining! Large covered patio with state-of-the-art summer kitchen and refrigerator for entertaining! Large pool with pavers desk and insulated ceiling porch! Modern, European and Move in ready! Fantastic location, close to major highway access, top rated schools, dining and 15 minutes from the Beach. Spacious and inviting, ideal for growing families looking for a comfortable and convenient place to call their own. SELLER OFFERING UP TO $30,000 TOWARD RATE BUYDOWN -LOWER YOUR PAYMENT BY OVER $1,000/MONTH IN year one. Based on approved financing and buyer qualification
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,556
Sqft
0.23 ac
Lot size
3
Garage
2025
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,625 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,625/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs PALM COAST SEC 09
$297 vs $197
Days on market
8 vs 48 typical
Where $297/sqft sits among the 6 homes for sale in PALM COAST SEC 09
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
2 of 6
PALM COAST SEC 09 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 102% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 FALLEN OAK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$640,000
29 FAIRHILL LANE · same community
4 bd · 3.5 ba · 2,517 sqft · $254/sqft · 94 DOM
Sold · Jan ’26$337,000
26 FAIRCHILD LANE · same community
3 bd · 2 ba · 2,505 sqft · $135/sqft · 126 DOM
Sold · Oct ’25$525,000
49 FARISTON PLACE · same community
3 bd · 3 ba · 2,339 sqft · $224/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 34 FALLEN OAK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 FALLEN OAK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
34 FALLEN OAK LANE FAQs
What would the monthly payment be for 34 FALLEN OAK LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,625/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 34 FALLEN OAK LANE?+
The most recent tax bill on record (2025) was $1,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $759,000, this home is listed about 90% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 34 FALLEN OAK LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$759,000 runs 102% above the PALM COAST 32137 median — but at 2,556 sqft it's also 36% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of APEX REALTY LLC · Elena Tchoumakova. MLS #FC320738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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