49 LAUREL OAKS CIRCLE, ORMOND BEACH, FL, 32174
Active1 days on marketListed Aug 18, 2026MLS #FC320748
About this home
49 LAUREL OAKS CIRCLE
This property is a gem with lots of potential to make your own. The additional backroom can be used as a second living area, game room or made into a guest area. This small neighborhood is close to everything, but still quiet and has sidewalks for family leisurely strolls. The surrounding area has many public parks, and the beach is just a 3-4 mile drive. The roof was replaced in 2018 with architectural shingles.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,560
Sqft
0.18 ac
Lot size
1
Garage
1982
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.6%
Days on market
1 vs 48 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Laurel Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Laurel Oaks — neighborhood snapshot
Population
298
Median age
54
Median income
$69,700
Median home value
$228,000
Avg household
2
Households w/ children
36%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 49 LAUREL OAKS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 49 LAUREL OAKS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
49 LAUREL OAKS CIRCLE FAQs
What would the monthly payment be for 49 LAUREL OAKS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,170/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 49 LAUREL OAKS CIRCLE?+
The most recent tax bill on record (2025) was $4,375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $260,000, this home is listed about 39% below the Ormond Beach median of $423,495. The market section on this page shows how the area is trending.
Which schools are assigned to 49 LAUREL OAKS CIRCLE?+
Pine Trail Elementary School (elementary), Ormond Beach Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32174 market on paper
$260,000 is 34% below the ORMOND BEACH 32174 median of $394,495, and at $167/sqft it sits under the Ormond Beach average of $281.
02Fresh on the market
Only 1 day on market in a Ormond Beach market that averages 48 — if it fits, move quickly.
03Strong assigned schools
Pine Trail Elementary School, Ormond Beach Middle School, Mainland High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SERENITY REALTY GROUP · Kirsten Stroupe. MLS #FC320748.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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