Commercial Sale · Mixed Use
195 RAILROAD AVENUE, OSTEEN, FL, 32764
Active1 days on marketListed Aug 17, 2026MLS #FC320762
About this property
The property at a glance
This is such a unique property. The right buyer will see the true potential and fall in love. SHOWING ONLY FROM SEPTEMBER 1 TO SEPTEMBER 15. ALL OFFERS MUST BE IN BY MIDNIGHT SEPTEMBER 15. MAKE YOUR HIGHEST AND BEST OFFER. The 4,340-square-foot, two-story structure features a primary space on the ground floor, plus a residential area and ample attic storage upstairs. Design and Potential: The frame-and-metal-roof building sits on a 0.39-acre double lot. Because of its layout and old-world charm, this is an excellent investment opportunity suitable for a bed and breakfast, general store, or commercial office space.
43,240
Building sq ft
$7
Price / sq ft
0.39
Lot acres
1901
Year built
2
Units
3
Buildings
01B4
Zoning
Mixed Use
Property type
The numbers
Investment snapshot
$149,500
Price / unit
2
Units
Estimated payment (illustrative)
Estimated payment
$1,576/mo
Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Financing
Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Kamilla to connect you with a commercial lender for real numbers.
Where it sits
Location & trade area
What’s nearby
Business data © OpenStreetMap contributors
The area
Who's around this property
90
Population
$100,750
Median income
51
Median age
2
Avg household
$418,800
Median home value
8%
Households w/ kids
Consumer profile
Do you know where your food comes from? These people do, and they want to share their love for farming and simple living with the community.
Passionate about animal welfare, this population wants to know how best to care for their own pets (with toys and training) and help other animals find their fur-ever home.
Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.
This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.
This population marvels at the beauty of nature, and they want to capture every breath-taking scene.
Great things are meant to be shared, and this population is eager to show others what they find to be amazing, beautiful and exciting.
Your team
The pros in your corner
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, offers, and every question about 195 RAILROAD AVENUE — start here.
Financing contact
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Ask about commercial financing options for 195 RAILROAD AVENUE.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked.
Listing courtesy of WORTH CLARK REALTY · Richard Hoover. MLS #FC320762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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