5 PINE BUSH LANE, PALM COAST, FL, 32164
Active2 days on marketListed Aug 27, 2026MLS #FC320784
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About this home
5 PINE BUSH LANE
Welcome to 5 Palm Bush Lane, a beautifully maintained 2024-built home in Palm Coast’s desirable P Section. The Ellington 2 floor plan offers 4 bedrooms, 3 full baths, a 3-car garage, and an open layout designed for easy Florida living. A crisp white kitchen pairs beautifully with LVP flooring throughout, while oversized sliding glass doors fill the main living space with natural light and create a seamless connection to the backyard. The fully epoxied 3-car garage is spotless and offers plenty of room for vehicles, storage, or hobbies. Outside, enjoy a fully fenced .23-acre lot, covered patio, and a spacious backyard that’s a true blank slate with plenty of room to add a pool. Clean, bright, and only two years young, this home is ready to enjoy without the wait of building new.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,286
Sqft
0.23 ac
Lot size
3
Garage
2024
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,225/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs PALM COAST SEC 26
$175 vs $201
Days on market
2 vs 48 typical
Where $175/sqft sits among the 15 homes for sale in PALM COAST SEC 26
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
7 of 15
PALM COAST SEC 26 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 PINE BUSH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$285,000
47 PILGRIM DRIVE · same community
4 bd · 2 ba · 2,164 sqft · $132/sqft · 0 DOM
Sold · May ’26$320,000
24 PIERCE LANE · same community
4 bd · 2 ba · 2,134 sqft · $150/sqft · 11 DOM
Sold · Feb ’26$370,300
63 PILGRIM DRIVE · same community
4 bd · 3 ba · 2,117 sqft · $175/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5 PINE BUSH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 PINE BUSH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5 PINE BUSH LANE FAQs
What would the monthly payment be for 5 PINE BUSH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,225/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5 PINE BUSH LANE?+
The most recent tax bill on record (2025) was $6,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $399,000, this home is priced right at the Palm Coast median.
Which schools are assigned to 5 PINE BUSH LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · Jennifer Lawrence. MLS #FC320784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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