CENTURY 21 Edge
$359,9004 bd3 ba1,822 sqft$198 /sqft$2,616 /mo all-in ↓

702 N CHAPEL STREET, BUNNELL, FL, 32110

Active2 days on marketListed Aug 27, 2026MLS #FC320844

Single Family ResidenceTOWN BUNNELL

Come see it

Upcoming open house

Sat, Aug 29

10:30 AM – 12:00 PM

About this home

702 N CHAPEL STREET

ONE-OF-A-KIND BUNNELL PROPERTY offering the best of both worlds—peaceful country living with city conveniences PLUS a separate in-law suite with its own private entrance! This versatile 4-bedroom home offers the freedom to park RVs, boats, work vehicles and recreational equipment without the restrictions often found in city neighborhoods. The home features a newer metal roof, concrete block and frame construction on a concrete slab, and an oversized driveway accommodating at least 8 vehicles or an RV. The great curb appeal includes Hardie board siding with stone accents, an inviting full-length front porch, detached 1-car garage, and a small fenced area for discreet storage of machinery or recreational equipment. A large attached carport has been transformed into an outdoor lounge area, opening to a paver patio complete with a 6-person hot tub and fire pit—an ideal setup for entertaining or relaxing outdoors. Inside, the home has been extensively renovated within the last 4–5 years. Features include new LVP flooring, reclaimed wood plank ceilings, and beautiful cypress wood walls in the family room and welcoming entry. The updated kitchen boasts stainless steel appliances, floating shelves, farmhouse sink, built-in bar and pantry. Spacious guest bedrooms include one with direct access to the in-law suite. The remodeled guest bath features new vanities, tile flooring and a tiled shower surround. The spacious primary suite offers a large walk-in closet and an updated bath with dual vanities and an oversized tiled shower with frameless glass. The separate in-law suite is a true highlight, offering a private entrance while also connecting to the main home. It includes a 10x10 bedroom, full bath, and kitchen/living area with newer cabinets—perfect for multigenerational living, guests, a private studio, arts and crafts, or potential rental income. Step outside to the fenced backyard and expansive paver patio. Rarely does a property offer this much space, flexibility, privacy and versatility at an affordable price. This is truly a needle in a haystack—don't wait, because this one won't last!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,822

Sqft

0.29 ac

Lot size

1

Garage

1978

Year built

One

Levels

$198

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDryer · Washer
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type
FoundationSlab
FacesSouthwest
ParkingBoat · Covered · Driveway · Ground Level
ExteriorPrivate Mailbox · Sauna · Sidewalk · Storage

Community & fees

Taxes (2025)$2,137/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,616 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$178
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,597
Interest rate6.00%
Loan term

Estimated payment

$2,616/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$178
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bunnell actives

$198 vs $195

Days on market

2 vs 47 typical

Where $198/sqft sits among the 79 Bunnell actives

34
29 · this home
6
3
3
4
$129–190$190–251$251–312$312–372$372–433$433+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bunnell

Get to know Bunnell. See the full Bunnell guide →

BUNNELL 32110 — neighborhood snapshot

Population

9,877

Median age

42.6

Median income

$56,277

Median home value

$221,200

Avg household

2.7

Households w/ children

1,090

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bunnell market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$285K$297K

Bunnell median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

50 of 79

Bunnell actives have cut their price

Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the BUNNELL 32110 median. See the full Bunnell market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $359,900 · 2 days on market since
1978Built · TOWN BUNNELL

Reality check

What actually sold near 702 N CHAPEL STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

36 EDGELY LANESold · Jun ’26

$345,000

36 EDGELY LANE

4 bd · 2 ba · 1,809 sqft · $191/sqft · 20 DOM

53 BOGEY PLACESold · Aug ’26

$340,000

53 BOGEY PLACE

4 bd · 2 ba · 1,783 sqft · $191/sqft · 31 DOM

504 GRAND RESERVE DRIVESold · May ’26

$334,146

504 GRAND RESERVE DRIVE

4 bd · 2 ba · 1,778 sqft · $188/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 702 N CHAPEL STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 702 N CHAPEL STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

702 N CHAPEL STREET FAQs

What would the monthly payment be for 702 N CHAPEL STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,616/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 702 N CHAPEL STREET?+

The most recent tax bill on record (2025) was $2,137. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 702 N CHAPEL STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bunnell?+

At $359,900, this home is listed about 20% above the Bunnell median of $299,950. The market section on this page shows how the area is trending.

Which schools are assigned to 702 N CHAPEL STREET?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of YOUR HOME SOLD GUARANTEED REAL · Jesse Warmka. MLS #FC320844.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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702 N CHAPEL STREET, BUNNELL, FL — 4 Bed, 3 Bath — $359,900 | CENTURY 21 Edge