317 OAK FERN CIRCLE, ORMOND BEACH, FL, 32174
Active2 days on marketListed Aug 24, 2026MLS #FC320891
About this home
317 OAK FERN CIRCLE
Rare multigenerational pool home in gated Tymber Creek! Situated on a corner lot in desirable Ormond Beach, this spacious 5-bedroom, 4-bath home offers a true dual-living floor plan with two distinct living areas. The front features 3 bedrooms and 2 baths, while the rear offers a separate 2-bedroom, 2-bath setup with its own private entrance--ideal for multigenerational living, in-laws, adult children, guests, remote work, or flexible living needs. Enjoy a private backyard retreat with a large swimming pool, plus a bonus room, formal dining area, and two-car garage. Major updates include A/C replaced in 2019 and 2022 improvements including roof, gutters, pool pump, windows, and fresh interior and exterior paint. Tymber Creek offers gated access, two community pools, tennis courts, playground, and bird sanctuary, all close to shopping, dining, I-95, and the beach. Unlike a traditional floor plan, this home gives buyers the ability to create privacy without sacrificing connection. The additional bonus room, formal dining area, generous living spaces, and two-car garage provide even more usable space for everyday living, entertaining, working from home, hobbies, or guests. Step outside to your own private Florida backyard retreat featuring a large swimming pool with plenty of space to relax, entertain, dine outdoors, and enjoy the Florida lifestyle. The combination of a private pool, corner-lot setting, established neighborhood, and flexible interior layout makes this property especially appealing for buyers looking beyond cookie-cutter homes. Many of the major expenses have already been addressed, including A/C replaced in 2019 and substantial 2022 improvements including a new roof, gutters, pool pump, windows, and fresh interior and exterior paint. Located inside gated Tymber Creek in Ormond Beach, residents enjoy two community pools, tennis courts, a playground, bird sanctuary, and gated access, with convenient proximity to shopping, restaurants, grocery stores, I-95, schools, medical facilities, Daytona Beach, and the Atlantic beaches. For buyers searching for an Ormond Beach pool home, multigenerational home, in-law suite, separate guest quarters, 5-bedroom home, gated community home, corner-lot property, flexible floor plan, or home with major updates, this property offers a rare combination of space, privacy, versatility, and value.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,946
Sqft
0.31 ac
Lot size
2
Garage
1984
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,704 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,704/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$153 vs $235
Days on market
2 vs 49 typical
Where $153/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
212 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 317 OAK FERN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$305,000
291 MILLVIEW COURT · same community
3 bd · 2 ba · 2,070 sqft · $147/sqft · 40 DOM
Sold · Jun ’26$277,500
304 GATEWOOD COURT · same community
3 bd · 2 ba · 1,246 sqft · $223/sqft · 20 DOM
Sold · Mar ’26$362,250
133 MILL SPRING PLACE
4 bd · 3 ba · 2,860 sqft · $127/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 317 OAK FERN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 317 OAK FERN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
317 OAK FERN CIRCLE FAQs
What would the monthly payment be for 317 OAK FERN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,704/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 317 OAK FERN CIRCLE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 317 OAK FERN CIRCLE?+
The most recent tax bill on record (2024) was $7,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 317 OAK FERN CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $450,000, this home is listed about 7% above the Ormond Beach median of $419,250. The market section on this page shows how the area is trending.
Which schools are assigned to 317 OAK FERN CIRCLE?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 13% above the ORMOND BEACH 32174 median — but at 2,946 sqft it's also 52% larger than the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Ormond Beach market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC (DB) · Joy Pratt-Martin. MLS #FC320891.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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