CENTURY 21 Edge
$479,0003 bd2 ba1,506 sqft$318 /sqft$3,638 /mo all-in ↓

54 SHINNECOCK DRIVE, PALM COAST, FL, 32137

Active7 days on marketListed Aug 22, 2026MLS #FC320902

Single Family ResidenceVILLAGE D1-B AT GRAND HAVEN

Come see it

Upcoming open house

Sun, Aug 30

1:00 PM – 4:00 PM

Come grab an iced coffee & homemade white chocolate almond biscotti while you tour this beautiful home in Grand Haven.

About this home

54 SHINNECOCK DRIVE

Welcome to 54 Shinnecock Drive, where thoughtful upgrades, exceptional care, and the sought-after Grand Haven lifestyle come together. Tucked away on a quiet cul-de-sac and backing to a peaceful preserve, this beautifully maintained 3-bedroom, 2-bath home sits on a premier oversized lot with an extra wide driveway, offering added privacy and a serene natural backdrop. Step inside to a fresh, inviting interior featuring two fresh coats of paint, a remodeled kitchen with upgraded appliances, decorative lighting, custom blinds, plantation shutters, and window tinting for added comfort and energy efficiency. The open living spaces flow into a beautiful Florida room featuring a restored fireplace, creating the perfect spot to relax or entertain. Outdoor living is just as inviting with a screened porch with refinished ceiling and new screening, while the spacious homesite provides room to enjoy the Florida sunshine. An irrigation system with its own well is another valuable feature, helping maintain the landscaping without relying solely on household water. This home is exceptionally well equipped with a whole-house generator with direct connection to the home, KIND whole-house water treatment/filtration system, upgraded water heater, new gutters, and updated plumbing beneath the home. Accessibility-minded touches include comfort-height toilets and shower safety rails. Even better, two of the home's most important systems have already been updated with a 2019 roof and 2019 HVAC. And then there's Grand Haven. Enjoy the lifestyle of one of Palm Coast's premier guard-gated communities, offering two resort-style pools, fitness centers, tennis and pickleball courts, bocce, croquet, basketball, playgrounds, clubs and activities, and miles of scenic walking and biking trails, including the beautiful Intracoastal Esplanade. Residents can gather at the Village Center and enjoy an active social and recreational lifestyle, while golf enthusiasts have access to the Jack Nicklaus Signature Golf Course through optional membership. Conveniently located near shopping, dining, medical services and the beautiful Flagler County beaches, 54 Shinnecock Drive offers more than a beautifully cared-for home—it offers the opportunity to step right into the Grand Haven lifestyle. Oversized homesite. Extensive upgrades. Exceptional amenities. Florida living at its best.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,506

Sqft

0.3 ac

Lot size

2

Garage

2000

Year built

One

Levels

$318

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Hardwood
AppliancesConvection Oven · Dishwasher · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Refrigerator · Water Filtration System · Water Purifier · Water Softener
InteriorAccessibility Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$15/mo
Taxes (2025)$5,174/yr
PetsCats OK, Dogs OK
CommunityIntracoastal Waterway · Clubhouse · Gated Community - Guard · Golf

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,638 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$431
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,765
Interest rate6.00%
Loan term

Estimated payment

$3,638/mo

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$431
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $479K
$271KedgeAI estimate $328,535 · range $282K$393K$498K

vs edgeAI estimate

+45.8%

$/sqft vs Palm Coast actives

$318 vs $218

Days on market

7 vs 48 typical

Where $318/sqft sits among the 400 Palm Coast actives

219
81
40 · this home
23
13
24
$155–224$224–293$293–363$363–432$432–501$501+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grand Haven

Get to know Palm Coast. See the full Palm Coast guide →

Grand Haven — neighborhood snapshot

Population

3,308

Median age

65

Median income

$88,771

Median home value

$468,511

Avg household

2

Households w/ children

182

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

213 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Aug 22, 2026Listed at $479,000 · 7 days on market since
2000Built · VILLAGE D1-B AT GRAND HAVEN

Reality check

What actually sold near 54 SHINNECOCK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23 PINE HARBOR DRIVESold · Jul ’26

$340,000

23 PINE HARBOR DRIVE

3 bd · 2 ba · 1,499 sqft · $227/sqft · 153 DOM

77 MERRIMAC DRIVESold · May ’26

$239,000

77 MERRIMAC DRIVE

2 bd · 2 ba · 1,440 sqft · $166/sqft · 5 DOM

37 W WATERSIDE PARKWAYSold · Dec ’25

$317,000

37 W WATERSIDE PARKWAY

2 bd · 2 ba · 1,578 sqft · $201/sqft · 128 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 54 SHINNECOCK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 54 SHINNECOCK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

54 SHINNECOCK DRIVE FAQs

What would the monthly payment be for 54 SHINNECOCK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,638/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 54 SHINNECOCK DRIVE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 54 SHINNECOCK DRIVE?+

The most recent tax bill on record (2025) was $5,174. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 54 SHINNECOCK DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $479,000, this home is listed about 20% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 54 SHINNECOCK DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$479,000 runs 28% above the PALM COAST 32137 median.

02Fresh on the market

Only 7 days on market in a Palm Coast market that averages 48 — if it fits, move quickly.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GRAND LIVING REALTY · Pamela Reese. MLS #FC320902.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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