CENTURY 21 Edge
$697,0004 bd3 ba3,048 sqft$229 /sqft$4,925 /mo all-in ↓

47 CAMBRIDGE TRACE, ORMOND BEACH, FL, 32174

Active4 days on marketListed Sep 16, 2026MLS #FC320907

Private poolSingle Family ResidenceHUNTERS RIDGE

About this home

47 CAMBRIDGE TRACE

Virtually Staged. Experience refined Florida living in this impressive Hunters Ridge estate home, beautifully situated on a private half-acre homesite with a peaceful reserve backdrop. Offering 3,048 square feet of living space, this beautifully designed residence features four bedrooms, three full bathrooms, and a desirable split-bedroom floor plan that provides both privacy and flexibility Step inside to an inviting open floor plan enhanced by soaring 12-foot ceilings in the main living areas, tray ceilings, distinctive architectural details, and a gas fireplace that creates a warm focal point for the home. The spacious kitchen is designed for both everyday living and entertaining, offering an abundance of cabinetry, generous workspace, and exceptional storage. The primary suite provides a private retreat with an impressive 9' x 11' walk-in closet, while a second bedroom features its own private en-suite bath—ideal for guests or extended family. Tucked away on the second floor, separate from the main living areas, is a spacious bonus room offering endless possibilities. Create the ultimate movie theater or game room, a large private home office, hobby space, or a comfortable retreat tailored to your lifestyle. Outdoor living is equally impressive. A 29' x 13' pool with spa provides the perfect setting for relaxing or entertaining while overlooking the beautiful reserve and surrounding mature landscaping. Gardening enthusiasts will appreciate the dedicated fenced work area complete with a sink and workstation—an uncommon and practical feature for anyone who enjoys working outdoors. The garage includes a separate workshop for projects and additional storage, along with a generator hookup for added convenience. With abundant storage throughout, generous indoor and outdoor living spaces, and a serene reserve setting, this distinctive Hunters Ridge estate home offers an exceptional combination of elegance, functionality, privacy, and Florida living.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,048

Sqft

0.5 ac

Lot size

2

Garage

2001

Year built

Two

Levels

$229

Per sqft

Private poolFireplacePool & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Trash Compactor · Washer
InteriorCeiling Fan(s) · Central Vacuum · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
ViewPool · Trees/Woods
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized · Workshop in Garage
ExteriorFrench Doors · Hurricane Shutters · Irrigation System · Lighting · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$80/mo
Taxes (2025)$7,949/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,925 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,761
PMI (est., until 20% equity)$261
Property tax — 2025 actual bill$662
HOA fee — from the listing$80
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,700
Interest rate6.00%
Loan term

Estimated payment

$4,925/mo

Principal & interest$3,761
PMI (est., until 20% equity)$261
Property taxes (actual bill)$662
HOA / condo fee$80
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $697K
$635KedgeAI estimate $665,356 · range $662K$671K$725K

vs edgeAI estimate

+4.8%

$/sqft vs Ormond Beach actives

$229 vs $235

Days on market

4 vs 49 typical

Where $229/sqft sits among the 400 Ormond Beach actives

195 · this home
100
34
20
9
42
$154–232$232–309$309–387$387–465$465–543$543+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chelsford Heights

Drive times from this address

Downtown Orlando68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

Chelsford Heights — neighborhood snapshot

Population

524

Median age

59

Median income

$115,962

Median home value

$533,000

Avg household

2

Households w/ children

27%

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$407K$395K

Ormond Beach median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

213 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 81% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $697,000 · 4 days on market since
2001Built · HUNTERS RIDGE

Reality check

What actually sold near 47 CAMBRIDGE TRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

52 CAMBRIDGE TRACESold · Jun ’26

$650,000

52 CAMBRIDGE TRACE · same community

4 bd · 3 ba · 2,652 sqft · $245/sqft · 178 DOM

9743 HERMOSILLO DRIVESold · Aug ’26

$500,000

9743 HERMOSILLO DRIVE · same community

3 bd · 3 ba · 2,588 sqft · $193/sqft · 44 DOM

9805 HERMOSILLO DRIVESold · Mar ’26

$489,000

9805 HERMOSILLO DRIVE · same community

3 bd · 3 ba · 2,560 sqft · $191/sqft · 336 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 47 CAMBRIDGE TRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 47 CAMBRIDGE TRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

47 CAMBRIDGE TRACE FAQs

What would the monthly payment be for 47 CAMBRIDGE TRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,925/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 47 CAMBRIDGE TRACE?+

The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 47 CAMBRIDGE TRACE?+

The most recent tax bill on record (2025) was $7,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 47 CAMBRIDGE TRACE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $697,000, this home is listed about 66% above the Ormond Beach median of $419,250. The market section on this page shows how the area is trending.

Which schools are assigned to 47 CAMBRIDGE TRACE?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$697,000 runs 81% above the ORMOND BEACH 32174 median — but at 3,048 sqft it's also 57% larger than the typical Ormond Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Ormond Beach market that averages 49 — if it fits, move quickly.

Listing courtesy of REALTY EXECUTIVES OCEANSIDE · ANITA CROCKER. MLS #FC320907.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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