19 LOVETT STREET, ST AUGUSTINE, FL, 32084
Active22 days on marketListed Aug 29, 2026MLS #FC321080
About this home
19 LOVETT STREET
Contemporary Ultra Clean 3-bedroom 1 bath private home with a perfect blend of luxury, class & style in the Historical District of Lincolnville in Downtown St. Augustine. Biking and walking distance to the oldest streets in the US. Free bikes are provided for you to bike all around downtown and over to the Beach. The large private backyard is a fabulous private space for relaxing under the ancient oak tree full of birds, tropical foliage, a large firepit has a fire pit, Weber Grill, table for 6 for outside entertaining under the huge Live Oak Canopy Tree. Locked gates for your added security. Super quiet Neighborhood yet Walking and Biking to all the historical sites in downtown! There are some delicious restaurants just down the street and throughout the Downtown area. Cruise around the Fort, St George and Aviles St or You can bike across the bridge to Anastasia Island to the Historical lighthouse and Beaches!! Private off-street parking. We provide free bikes and recommend safe and scenic routes for traveling around the downtown area and to the beach. Available for 3 nights-12 months.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,337
Sqft
0.1 ac
Lot size
1981
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$2 vs $238
Days on market
22 vs 37 typical
Where $2/sqft sits among the 188 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lincolnville
Get to know St Augustine. See the full St Augustine guide →
Lincolnville — neighborhood snapshot
Population
1,664
Median age
36
Median income
$72,750
Median home value
$431,800
Avg household
2
Households w/ children
76%
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $390K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 188
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 19 LOVETT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$495,000
32 JOHN STREET
3 bd · 2 ba · 1,362 sqft · $363/sqft · 20 DOM
Sold · Aug ’26$655,000
28 JOINER STREET
3 bd · 2 ba · 1,378 sqft · $475/sqft · 3 DOM
Sold · Sep ’25$200,000
96 BRUEN STREET
2 bd · 1 ba · 1,166 sqft · $172/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 19 LOVETT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19 LOVETT STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19 LOVETT STREET FAQs
What would the monthly payment be for 19 LOVETT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 19 LOVETT STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $3,000, this home is listed about 99% below the St Augustine median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19 LOVETT STREET?+
Ketterlinus Elementary School (elementary), Mky- Head Start /Dpp Pk School (), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST AUGUSTINE 32084 market on paper
$3,000 is 99% below the ST AUGUSTINE 32084 median of $365,000, and at $2/sqft it sits under the St Augustine average of $330.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Ketterlinus Elementary School, Mky- Head Start /Dpp Pk School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — Ketterlinus Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ASHLEY REAL ESTATE, INC · Dee Kitto. MLS #FC321080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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