
71 SANTOS LANE, ST AUGUSTINE, FL, 32086
Active17 days on marketListed Sep 3, 2026MLS #FC321210
About this home
71 SANTOS LANE
MOVE IN READY, NO CDD FEES Spacious 3-bedroom, 2-bathroom home featuring a versatile flex space and an extended, fully screened lanai. Perfectly situated on a generous .29 AC lot in highly desirable St. Augustine Shores. Offering 2,141 square feet of open-concept living space, this property boasts 9-foot ceilings that fill the home with natural light. The gourmet kitchen is a chef's delight, showcasing quartz countertops, a full-height ceramic tile backsplash, shaker-style cabinetry with a large center island that is open to the Living Room - great for entertaining. Appliances include a complete Whirlpool stainless-steel package anchored by a freestanding gas range. Durable luxury vinyl plank flooring flows throughout the main living areas and primary suite. The dedicated flex space is ideal for a home office, media room, or bonus room. The spa-like primary bath features a relaxing soaking tub, a separate walk-in shower with frameless glass, and quartz vanities—found in both baths. Enjoy elevated finishes throughout, including Moen faucets, a Sterling by Kohler tub in the secondary bath, WaterSense-certified elongated toilets, and a tankless water heater for endless hot water. Additional highlights include a smart Ecobee Wi-Fi thermostat, structured smart-home wiring, pre-wiring for exterior security cameras, energy-efficient LED lighting, a 30-year architectural shingle roof, and cordless faux-wood blinds already installed. Ample storage and walk-in closets throughout. Head outside to your extended covered patio and vinyl-fenced yard—ideal for weekend hangouts and relaxing afternoons. The Community of St. Augustine Shores has an unmatched set of amenities than most neighborhoods in the immediate 15 minute radius from St. Augustine. The Crown Jewel of "The Shores" is the "Riverview Club" Community Amenity Center - a 15 ACRE Intracoastal Waterfront property featuring the 13,000 SF Riverview Club with an adjoining Pool and Cabana. The Riverview Club is used for the many activities that are available all week and it can be rented for events including weddings. The property also features a Pier on the Intracoastal Waterway which is for fishing or for relaxing in the Gazebo (gated access). There's is a fenced playground between the clubhouse and pier and a canopied Outdoor Party Deck. To top off the Riverview Club, adjacent to this property is a 30 Acre County Park called Canopy Shores - a spectacular natural and cultural asset. It features a 3/4 mile walking path with a playground and a covered eating area. The entire community has miles and miles of sidewalks and walking trails, a public golf course, tennis courts, a Boat & RV Storage Compound (there is space-availability) and even a Disc Golf course and many large lakes throughout the community. Monthly Dues are only $35/Mo.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,141
Sqft
0.29 ac
Lot size
2
Garage
2023
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,633 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,633/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$222 vs $238
Days on market
17 vs 37 typical
Where $222/sqft sits among the 187 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32086 — neighborhood snapshot
Population
34,347
Median age
50.2
Median income
$74,508
Median home value
$342,000
Avg household
2.41
Households w/ children
3,407
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $390K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 187
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 71 SANTOS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$400,000
181 FONSECA DRIVE
4 bd · 2.5 ba · 2,069 sqft · $193/sqft · 159 DOM
Sold · Jan ’26$500,939
285 SAN ANTONIO DRIVE
3 bd · 2 ba · 2,336 sqft · $214/sqft · 0 DOM
Sold · Sep ’26$437,500
548 DOMENICO CIRCLE
4 bd · 2.5 ba · 2,342 sqft · $187/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 71 SANTOS LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 71 SANTOS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
71 SANTOS LANE FAQs
What would the monthly payment be for 71 SANTOS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,633/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 71 SANTOS LANE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 71 SANTOS LANE?+
The most recent tax bill on record (2025) was $5,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 71 SANTOS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $474,900, this home is listed about 8% above the St Augustine median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 71 SANTOS LANE?+
Gamble Rogers Middle School (middle), Pedro Menendez High School (high), South Woods Elementary School (elementary), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ST. AUGUSTINE PROPE · Dirk Schroeder. MLS #FC321210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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