CENTURY 21 Edge
$690,0004 bd3 ba2,645 sqft$261 /sqft$4,799 /mo all-in ↓

448 OLD HICKORY FOREST ROAD, ST AUGUSTINE, FL, 32084

Active11 days on marketListed Sep 9, 2026MLS #FC321237

Private poolSingle Family ResidenceSEBASTIAN COVE PH 2

About this home

448 OLD HICKORY FOREST ROAD

RESORT-STYLE LIVING | .42-ACRE PRESERVE LOT | HEATED SALTWATER POOL & SPA | NO CDD. 448 Old Hickory Forest, where refined Florida living meets exceptional indoor-outdoor entertaining. Set on an expansive .42-acre homesite with tranquil preserve views, this beautifully 4-bedroom, 3-bath residence offers privacy, versatility and a spectacular backyard retreat--all in a highly desirable St. Augustine location. The showpiece of this home is the incredible resort-style outdoor living space. Step outside to a brand-new heated saltwater pool and spa, creating your own private oasis surrounded by a spacious fenced backyard and peaceful natural backdrop. A fully equipped outdoor kitchen, charming gazebo and covered lanai provide multiple areas for entertaining, dining and relaxing year-round. From weekend pool parties and summer barbecues to quiet evenings overlooking the preserve, this backyard was designed to embrace the Florida lifestyle. Inside, an open and inviting floor plan. Outdoor activities include a projector screen. This home boasts engineered vinyl plank flooring throughout. The spacious kitchen serves as the heart of the home with generous counter space, abundant cabinetry and modern appliances--perfect for everyday living and entertaining. The impressive owner's suite feels like a private retreat, featuring a dedicated sitting area, direct pool access and a beautifully appointed en-suite bath. Adding exceptional versatility is a private multigenerational/guest suite with its own full bath and walk-in closet--ideal for extended family, overnight guests, a home office or flexible living arrangement. Thoughtful improvements include an irrigation well with a newer pump, and an expansive fenced backyard. This property is located in Flood Zone X and has NO CDD fees, offering an increasingly sought-after combination of space, privacy and value. Conveniently positioned with easy access to I-95, historic St. Augustine, Northeast Florida's beautiful beaches, shopping, dining and highly regarded schools, 448 Old Hickory Forest delivers the lifestyle today's buyers are searching for. Private preserve views. Resort-style pool living. Multigenerational flexibility. An oversized .42-acre homesite. No CDD. This is Florida living at its finest--and a home you won't want to miss. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,645

Sqft

0.42 ac

Lot size

3

Garage

2017

Year built

One

Levels

$261

Per sqft

Private poolPets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationSlab
FacesWest
ExteriorOutdoor Grill · Outdoor Kitchen

Community & fees

HOA fee$81/mo
Taxes (2025)$6,914/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,799 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property tax — 2025 actual bill$576
HOA fee — from the listing$81
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,000
Interest rate6.00%
Loan term

Estimated payment

$4,799/mo

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property taxes (actual bill)$576
HOA / condo fee$81
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Augustine actives

$261 vs $238

Days on market

11 vs 37 typical

Where $261/sqft sits among the 187 St Augustine actives

103
30 · this home
16
9
13
16
$188–247$247–305$305–364$364–422$422–481$481+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Augustine

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32084 — neighborhood snapshot

Population

36,998

Median age

43.9

Median income

$72,965

Median home value

$295,000

Avg household

2.43

Households w/ children

3,332

For the school run

St. Johns County School District

HighSt. Augustine High School★★★★
HighFirst Coast Technical College
MiddleSebastian Middle School★★★★
ElementaryCrookshank Elementary School★★★★★
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.3 months of inventoryBuyer’s market

$450K$390K

St Augustine median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

68 of 187

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $690,000 · 11 days on market since
2017Built · SEBASTIAN COVE PH 2

Reality check

What actually sold near 448 OLD HICKORY FOREST ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

34 ESTERO COURTSold · Jul ’26

$795,000

34 ESTERO COURT

4 bd · 3.5 ba · 2,861 sqft · $278/sqft · 58 DOM

178 S HAMILTON SPRINGS ROADSold · Sep ’25

$430,000

178 S HAMILTON SPRINGS ROAD

4 bd · 3 ba · 2,037 sqft · $211/sqft · 19 DOM

519 CABERNET PLACESold · Apr ’26

$280,000

519 CABERNET PLACE

3 bd · 2.5 ba · 1,414 sqft · $198/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 448 OLD HICKORY FOREST ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 448 OLD HICKORY FOREST ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

448 OLD HICKORY FOREST ROAD FAQs

What would the monthly payment be for 448 OLD HICKORY FOREST ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,799/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 448 OLD HICKORY FOREST ROAD?+

The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 448 OLD HICKORY FOREST ROAD?+

The most recent tax bill on record (2025) was $6,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 448 OLD HICKORY FOREST ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $690,000, this home is listed about 57% above the St Augustine median of $439,000. The market section on this page shows how the area is trending.

Which schools are assigned to 448 OLD HICKORY FOREST ROAD?+

St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$690,000 runs 89% above the ST AUGUSTINE 32084 median — but at 2,645 sqft it's also 58% larger than the typical St Augustine listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY · Stacey Burkins. MLS #FC321237.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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