151 OSPREY MARSH LANE, ST AUGUSTINE, FL, 32086
Active6 days on marketListed Sep 14, 2026MLS #FC321428
About this home
151 OSPREY MARSH LANE
Virtual TourAdditional Marketing$315,000263848151 Osprey Marsh LnFL32086Finding a well-maintained home in St. Augustine at this price point isn’t easy! Offered at $315,000 , this 3-bedroom, 2-bath home in Osprey Landing offers a split floor plan, tile flooring throughout, a 2-car garage, and plenty of space to make your own. The primary suite features a large soaking tub and separate walk-in shower. One of the highlights of the home is the oversized screened-in patio, creating a great extension of the living space for relaxing, dining, or entertaining. Step outside to a spacious, private fenced backyard with plenty of room to enjoy the Florida sunshine. Concrete block construction with a stucco exterior offers durability and easier maintenance, while the roof was replaced in October 2025, providing added peace of mind for the next owner. Osprey Landing offers a low HOA and a quaint neighborhood setting perfect for walking and bike rides. Best of all, you’re less than 15 minutes from historic downtown St. Augustine or the beach! With a newer roof (October 2025), concrete block constrcution, oversized screened patio, private fenced backyard, two-car garage, and a location close to everything St. Augustine has to offer, this home is a great find at $315,000.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,312
Sqft
0.17 ac
Lot size
2
Garage
2009
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,340 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,340/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$240 vs $238
Days on market
6 vs 37 typical
Where $240/sqft sits among the 187 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32086 — neighborhood snapshot
Population
34,347
Median age
50.2
Median income
$74,508
Median home value
$342,000
Avg household
2.41
Households w/ children
3,407
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $390K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 187
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 151 OSPREY MARSH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$370,000
5082 INSHORE LANDINGS DRIVE · same community
4 bd · 2 ba · 2,043 sqft · $181/sqft · 2 DOM
Sold · Jul ’26$252,501
199 LILY ROAD
3 bd · 1 ba · 1,332 sqft · $190/sqft · 21 DOM
Sold · Aug ’26$260,000
104 LAUREL WOOD WAY UNIT 207
3 bd · 2 ba · 1,376 sqft · $189/sqft · 684 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 151 OSPREY MARSH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 151 OSPREY MARSH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
151 OSPREY MARSH LANE FAQs
What would the monthly payment be for 151 OSPREY MARSH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,340/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 151 OSPREY MARSH LANE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 151 OSPREY MARSH LANE?+
The most recent tax bill on record (2025) was $1,545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 151 OSPREY MARSH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $315,000, this home is listed about 28% below the St Augustine median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 151 OSPREY MARSH LANE?+
Gamble Rogers Middle School (middle), Pedro Menendez High School (high), South Woods Elementary School (elementary), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENDLESS SUMMER REALTY · Krista Hoff. MLS #FC321428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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