12412 SW 98TH STREET, DUNNELLON, FL, 34432
Active402 days on marketListed Jul 8, 2025MLS #G5098746
About this home
12412 SW 98TH STREET
NO HOA -- Move in READY. With over an acre of land, this is a Stunning, modern 3/2 block construction with a den/Office that could be used as a 4th Bedroom. Home is ready for your family and all your toys. Ride the ATV through the neighborhood, park the rv on your large 1.2 acre property. Located in Rolling Hills, close to Supermarkets, Restaurants , WEC, HITS, Rainbow River and more.**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,648
Sqft
1.16 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ROLLING HILLS
$1 vs $254
Days on market
402 vs 40 typical
Where $1/sqft sits among the 13 homes for sale in ROLLING HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
5 of 13
ROLLING HILLS have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 12412 SW 98TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$340,000
12380 SW 71ST LANE ROAD · same community
3 bd · 2 ba · 1,543 sqft · $220/sqft · 398 DOM
Sold · Dec ’25$345,000
12183 SW 94TH LANE · same community
3 bd · 2 ba · 1,543 sqft · $224/sqft · 139 DOM
Sold · Jun ’26$337,000
9695 SW 125 COURT ROAD · same community
3 bd · 2 ba · 1,543 sqft · $218/sqft · 316 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12412 SW 98TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12412 SW 98TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12412 SW 98TH STREET FAQs
What would the monthly payment be for 12412 SW 98TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12412 SW 98TH STREET?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $2,000, this home is listed about 99% below the Dunnellon median of $303,070. The market section on this page shows how the area is trending.
Which schools are assigned to 12412 SW 98TH STREET?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DUNNELLON 34432 market on paper
$2,000 is 99% below the DUNNELLON 34432 median of $209,995, and at $1/sqft it sits under the Dunnellon average of $210.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
402 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,790, now $2,000 — a $790 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MYRE BROKERAGE LLC · Juan Perez. MLS #G5098746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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