450 KEMPER AVENUE, LAKE PLACID, FL, 33852
Active333 days on marketListed Sep 15, 2025MLS #G5102080
About this home
450 KEMPER AVENUE
Seller will give $4k in concessions at closing. Charming 3-Bedroom, 2-Bath New Construction Home, located in the beautiful community of Placid Lakes. Welcome to this stunning newly built home, perfectly blending modern design with everyday comfort. From the moment you arrive, you’ll be greeted by a fresh light-blue exterior and a spacious driveway leading to your attached garage. Step inside to discover an inviting open layout filled with natural light. The home features luxury vinyl plank flooring throughout the living spaces, sleek ceiling fans throughout the home, also including central air and heat. A freshly modern home ready for your personal touch. The kitchen is a chef’s delight, showcasing stainless steel appliances, granite countertops, and shaker cabinets that provide both style and ample storage. The bathrooms continue the elegant theme with granite vanities, modern fixtures, and floor-to-ceiling marble-style tile in the showers for a spa-like feel. With three generously sized bedrooms and two full baths, this home offers plenty of room for family and guests. The master suite includes a private en-suite bath, spacious walk-in closet, while the two additional bedrooms share a beautifully appointed bathroom. Nestled on a quiet 1/4 acre lot surrounded by trees, with canal on the rear, this property offers a serene and safe atmosphere while still being conveniently located near by Lakes, churches, schools, shopping centers, dining, major roadways and world class fishing. Features You’ll Love:3 spacious bedrooms, 2 full bathrooms, Open-concept layout with modern finishes, Stainless steel appliances & granite counters, Stylish bathrooms with marble-style tile, Attached garage & large driveway, Freshly built, move-in ready. Don’t miss the opportunity to make this beautiful new home yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,234
Sqft
0.23 ac
Lot size
1
Garage
2025
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,011 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,011/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs Lake Placid actives
$235 vs $195
Days on market
333 vs 54 typical
Where $235/sqft sits among the 66 Lake Placid actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $440K
Lake Placid median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
27 of 66
Lake Placid actives have cut their price
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1712% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 450 KEMPER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$264,000
113 Gull Ave NW, Lake Placid FL 33852
3 bd · 2 ba · 1,170 sqft · $226/sqft · 34 DOM
Sold · Sep ’25$255,000
323 Garfield Ave NE, Lake Placid FL 33852
3 bd · 2 ba · 1,170 sqft · $218/sqft · 47 DOM
Sold · Nov ’25$370,000
96 HUMPHREY AVENUE
3 bd · 2 ba · 1,378 sqft · $269/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 450 KEMPER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 450 KEMPER AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
450 KEMPER AVENUE FAQs
What would the monthly payment be for 450 KEMPER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,011/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 450 KEMPER AVENUE?+
The most recent tax bill on record (2024) was $193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Placid?+
At $289,900, this home is priced right at the Lake Placid median.
Which schools are assigned to 450 KEMPER AVENUE?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$289,900 runs 1712% above the LAKE PLACID 33852 median.
02Time on market is leverage
333 days on market against a Lake Placid median of 54 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $330,000, now $289,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AMERICA SIGNATURE HOMES LLC · Peter Gracey. MLS #G5102080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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