12459 SE 176TH LOOP, SUMMERFIELD, FL, 34491
Active239 days on marketListed Nov 29, 2025MLS #G5105026
About this home
12459 SE 176TH LOOP
Stonecrest is a lovely 55+ community with many amenities for your pleasure. The community has a softball field, tennis courts, pickleball courts, exercise room with relatively new equipment, computer club, billiard tables and many more clubs and activities. There are 4 pools. One is a large indoor pool. The HVAC was replaced in 2022. The roof was also replaced in 2022. A NEW washer/dryer, microwave, stove, refrigerator and dishwasher have been installed. This Lilly has 3 bedrooms, 2 bathrooms and a full two car garage. The floor plan is open with plantation shutters, laminate flooring throughout and granite countertops in the kitchen. The back yard is oversized with room for a pool. The Eastridge Pool is a couple of minutes away and is heated. Don't miss this one, it is move-in ready. 2014 YAMAHA GAS POWERED GOLF CART INCLUDED IN SALE OF HOME!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,326
Sqft
0.2 ac
Lot size
2
Garage
2004
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,348 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,348/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
$/sqft vs Summerfield actives
$226 vs $189
Days on market
239 vs 50 typical
Where $226/sqft sits among the 353 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
173 of 353
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 12459 SE 176TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$175,000
523 BONITA DRIVE
2 bd · 2 ba · 1,332 sqft · $131/sqft · 148 DOM
Sold · Mar ’26$158,000
1102 DUSTIN DRIVE
2 bd · 2 ba · 1,312 sqft · $120/sqft · 38 DOM
Sold · Dec ’25$160,000
1335 E SCHWARTZ BOULEVARD
2 bd · 2 ba · 1,342 sqft · $119/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 12459 SE 176TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12459 SE 176TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12459 SE 176TH LOOP FAQs
What would the monthly payment be for 12459 SE 176TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,348/mo — principal and interest, the actual property-tax bill, the $148/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12459 SE 176TH LOOP?+
The association fee works out to $148 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12459 SE 176TH LOOP?+
The most recent tax bill on record (2025) was $1,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12459 SE 176TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $299,900, this home is listed about 3% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12459 SE 176TH LOOP?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · David Kennedy. MLS #G5105026.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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