2264 NW 12TH STREET, OCALA, FL, 34475
Active209 days on marketListed Jan 13, 2026MLS #G5106112
About this home
2264 NW 12TH STREET
2 COMMERCIAL or RESIDENTIAL B4 LOTS IN NW OCALA! Two contiguous vacant CLEARED lots totaling approximately 0.38 acre, located within the Ocala city limits and zoned B4. Property offers flexible use potential for residential or commercial development. Lots may be developed together or individually, as each lot does have their own address. This is an ideal opportunity for investors or owner-users seeking buildable land with versatile zoning. This location is minutes to busy downtown Ocala, World Equestrian, Exit 354 off I-75, US Hwy 301 or 441. Bring your builder and walk this site. All information is believed accurate and correct but not guaranteed or warranted and subject to change without notice. Endless possibilities and potential!
Facts & features
The home at a glance
0.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$727 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$727/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2264 NW 12TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$180,500
1209 NW 12th Ave, Ocala FL 34475
3 bd · 1 ba · 75 DOM
Sold · Dec ’25$65,000
1715 SW 3RD STREET
2 bd · 1 ba · 600 sqft · $108/sqft · 155 DOM
Sold · Feb ’26$135,000
1215 NW 12TH AVENUE
2 bd · 1 ba · 680 sqft · $199/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2264 NW 12TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2264 NW 12TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2264 NW 12TH STREET FAQs
What would the monthly payment be for 2264 NW 12TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $727/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2264 NW 12TH STREET?+
The most recent tax bill on record (2025) was $354. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2264 NW 12TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $84,900, this home is listed about 72% below the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 2264 NW 12TH STREET?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34475 market on paper
$84,900 is 71% below the OCALA 34475 median of $295,050.
02Time on market is leverage
209 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $115,000, now $84,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Rachel Rivera. MLS #G5106112.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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