11905 W ELDRED LANE, HOMOSASSA, FL, 34448
Active205 days on marketListed Jan 15, 2026MLS #G5106746
About this home
11905 W ELDRED LANE
Price Improvement in this 1.38 Acre Lot. Old Homosassa Florida can be found on Nature's Coast and is home to this 1.38 Acre Vacant Lot WITH 198' of paved road frontage. NO HOA here, come build your dream home on the 1.38 acre lot or split to sell 1/2 and still have room to park your boat, RV, golf cart and all the toys. These "Old Florida" vacant lots do NOT come up often so stop by and take a look ASAP. Located on W. Eldred Lane and is just off of Mason Creek Rd where you are located 5 minutes from 2 public boat ramps, multiple state parks, restaurants, entertainment and Homosassa Springs. This is a golf cart friendly community where all worries and stress are left behind and you see more carts buzzing around than vehicles. Boat to dinner, near by Ozello, the Gulf of America for great fishing, scalloping, dolphin watching and sunsets then come back to the famous Homosassa springs to rinse/cool off and hope to catch a manatee siting. This is a highly desirable area on Florida’s west coast due to its fun, relaxing “Vacation Fishing Village” vibe that all dream of. Book your showing, check out the attached survey and take a look today.
Facts & features
The home at a glance
1.39 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$904 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$904/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 11905 W ELDRED LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$170,000
11053 W TOWNSEND LANE
2 bd · 2 ba · 960 sqft · $177/sqft · 0 DOM
Sold · Apr ’26$220,000
6176 S HANCOCK ROAD
3 bd · 2 ba · 960 sqft · $229/sqft · 162 DOM
Sold · Jun ’26$347,000
5890 S MASON CREEK ROAD
2 bd · 1 ba · 960 sqft · $361/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 11905 W ELDRED LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11905 W ELDRED LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11905 W ELDRED LANE FAQs
What would the monthly payment be for 11905 W ELDRED LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $904/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11905 W ELDRED LANE?+
The most recent tax bill on record (2025) was $568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $109,999, this home is listed about 68% below the Homosassa median of $348,950. The market section on this page shows how the area is trending.
Which schools are assigned to 11905 W ELDRED LANE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOMOSASSA 34448 market on paper
$109,999 is 52% below the HOMOSASSA 34448 median of $229,950.
02Time on market is leverage
205 days on market against a Homosassa median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $134,900, now $109,999 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BONJORN REAL ESTATE · Mendy Bacon. MLS #G5106746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Homosassa homes, in your inbox
Like 11905 W ELDRED LANE but not quite? A daily digest of every new listing in Homosassa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →