10161 JULIA ISLES AVENUE, OXFORD, FL, 34484
Pending195 days on marketListed Jan 30, 2026MLS #G5107431
About this home
10161 JULIA ISLES AVENUE
This turnkey stucco home with water views is located in the gated community of Lakeside Landings, offering a combination of space, convenience, and low-maintenance living near The Villages®. Positioned approximately 12 minutes by golf cart to Lake Sumter Landing, about 15 minutes to Spanish Springs, and under 10 minutes to shopping, dining, and everyday services, the location provides easy access to the surrounding area. The home features an open floor plan with 12-foot ceilings in the main living areas, creating a bright and spacious interior. Ceramic tile flooring runs throughout the main spaces, with carpet in the bedrooms for added comfort. The kitchen includes quartz countertops, stainless steel appliances, and a large breakfast bar, supporting both everyday use and entertaining. The primary suite offers a tray ceiling, two walk-in closets, and an en-suite bath with dual sinks, quartz countertops, and a tiled Roman shower. A split-bedroom layout provides two guest bedrooms, a shared bath, and additional storage. The screened lanai overlooks the pond and provides space to enjoy outdoor living, with room for a pool in the backyard. Additional features include a 2-car garage with space for a golf cart, overhead storage, and a laundry room with utility sink and cabinetry. The HOA covers lawn care and irrigation. Lakeside Landings is a gated community with access to Lake Miona and amenities including pools, fitness center, tennis, pickleball, and clubhouse facilities. No bond.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,970
Sqft
0.19 ac
Lot size
2
Garage
2019
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
Days on market
195 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $340K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10161 JULIA ISLES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10161 JULIA ISLES AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10161 JULIA ISLES AVENUE FAQs
What would the monthly payment be for 10161 JULIA ISLES AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,196/mo — principal and interest, the actual property-tax bill, the $157/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10161 JULIA ISLES AVENUE?+
The association fee works out to $157 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10161 JULIA ISLES AVENUE?+
The most recent tax bill on record (2025) was $4,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10161 JULIA ISLES AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $399,900, this home is listed about 1% below the Oxford median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10161 JULIA ISLES AVENUE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
195 days on market against a Oxford median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $435,000, now $399,900 — a $35K cut. The full history is in the market section below.
Listing courtesy of LPT REALTY, LLC · Dave Monty. MLS #G5107431.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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