1870 NW 56TH TERRACE, OCALA, FL, 34482
Active182 days on marketListed Feb 7, 2026MLS #G5107898
About this home
1870 NW 56TH TERRACE
Seller motivated! Discover an exceptional opportunity in Ocala Palms, a premier golf and country club community in Ocala, FL, located just minutes from the World Equestrian Center. This inviting 3 bedroom, 2 bath home shines with an open, flowing layout perfect for both everyday living and entertaining. The kitchen comes with a moveable island and is just steps away the dining and living areas, creating a seamless, connected space. New roof and A/C in 2022 along with 9 closets and a large garage, storage is a breeze! The home’s vaulted ceilings enhance the feeling of space throughout, and the expansive primary bedroom is a private sanctuary. Enjoy quiet mornings or evening breezes in your enclosed lanai, and take full advantage of the additional sitting room — ideal for relaxation or work-from-home convenience. A three-car garage makes parking and storage a breeze! Ocala Palms offers more than just a beautiful setting — residents enjoy a full social calendar, golf course access, community pool, fitness center, and more, all within a friendly, active guard gated community just a short drive from world-class equestrian events and local conveniences.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,957
Sqft
0.2 ac
Lot size
3
Garage
2002
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,501/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs Ocala actives
$148 vs $187
Days on market
182 vs 52 typical
Where $148/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1870 NW 56TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$222,500
1185 NW 56TH COURT
4 bd · 2 ba · 1,909 sqft · $117/sqft · 115 DOM
Sold · Oct ’25$302,890
1139 NW 44TH COURT ROAD
3 bd · 2 ba · 1,897 sqft · $160/sqft · 132 DOM
Sold · Mar ’26$340,290
4232 SW 82ND LANE
3 bd · 2 ba · 2,031 sqft · $168/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1870 NW 56TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1870 NW 56TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1870 NW 56TH TERRACE FAQs
What would the monthly payment be for 1870 NW 56TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,501/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1870 NW 56TH TERRACE?+
The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1870 NW 56TH TERRACE?+
The most recent tax bill on record (2025) was $2,532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1870 NW 56TH TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $289,900, this home is listed about 3% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1870 NW 56TH TERRACE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$289,900 runs 12% above the OCALA 34482 median.
02Time on market is leverage
182 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $325,000, now $289,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME BEST RESULTS REAL ESTATE · Jim Middleton, Jr.. MLS #G5107898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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