
7948 SW 89TH LOOP, OCALA, FL, 34476
Active153 days on marketListed Feb 20, 2026MLS #G5108278
About this home
7948 SW 89TH LOOP
$5,000 price reduction – motivated seller. Bring all offers. Warm & Inviting Former Model Home in Indigo East — Upgraded, Smart, and Beautifully Situated Welcome to Indigo East within On Top of The World, a premier 55+ community in Ocala Florida. Offering exceptional amenities and recreational opportunities, residents enjoy access to over 17 miles of walking trails, extensive fitness programs, weekly entertainment, three golf courses, and numerous resident clubs. Lightly lived in, this beautifully appointed Ginger floor plan presents like new. Having been originally built as a model home, it features numerous upgraded finishes packaged in 1,737 square feet of comfort, and style. A generous brick paver front porch, striking blue entry door with coordinated shutters bid you a warm welcome to your new home. Step inside and you’re greeted by a foyer with built-in mirror accents and detailed wall trim for an elegant first impression. To the right of the foyer are the guest bedroom and bath, the bath featuring Cambria quartz counter tops, a glass shower enclosure, and designer finishes. The bright, open living spaces of the dining room and great room are enhanced by elegant tray ceilings, extensive molding and detailing. The upgraded kitchen and stainless steel appliances make everyday living feel effortless. The attractive shaker style cabinets, tile backsplash, large Cambria Quartz island, and separate coffee & wine bar make this home ideal for entertaining. The owner’s suite is a true retreat, featuring tray ceiling detail and custom wall millwork, plus a beautifully upgraded en-suite bath with a frameless glass shower enclosure featuring both a standard showerhead and a soothing rainforest overhead option. Out back, a custom-built patio with a fire pit creates the perfect setting for relaxing evenings or casual gatherings. The property backs onto an open area with no neighbors behind you, giving the space a rare sense of privacy and openness. The home’s location, just four houses away from a fitness center and pool, makes it easy to enjoy the Indigo East neighborhood’s amenities whenever you like. This Ginger model home features convenience and peace of mind, incorporating smart-home features such as security cameras, motion detection, a smart thermostat, smart garage door opener, smart front-door lock, Ring doorbell, and smart irrigation system all working together to keep life simple and secure. This is an exceptional opportunity to own a highly upgraded like-new home in one of Ocala’s most desirable active adult communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,737
Sqft
0.16 ac
Lot size
2
Garage
2017
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,092 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,092/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.4%
Days on market
153 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7948 SW 89TH LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7948 SW 89TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7948 SW 89TH LOOP FAQs
What would the monthly payment be for 7948 SW 89TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,092/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7948 SW 89TH LOOP?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7948 SW 89TH LOOP?+
The most recent tax bill on record (2025) was $4,712. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7948 SW 89TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $358,900, this home is listed about 20% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7948 SW 89TH LOOP?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$358,900 runs 24% above the OCALA 34476 median.
02Time on market is leverage
153 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $363,900, now $358,900 — a $5K cut. The full history is in the market section below.
Listing courtesy of JUDY L. TROUT REALTY · Kristina Thomas. MLS #G5108278.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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