CENTURY 21 Edge
$415,500$429,5002 bd2 ba1,710 sqft$243 /sqft$3,591 /mo all-in ↓

1282 ZEEK RIDGE STREET, CLERMONT, FL, 34715

Active165 days on marketListed Mar 3, 2026MLS #G5108850

Priced 10% below the Clermont medianReduced $14KSingle Family ResidenceESPLANADE AT HIGHLAND RANCH

About this home

1282 ZEEK RIDGE STREET

New Price! Welcome to this meticulously maintained, 1,710 sq. ft. sanctuary located in the premier Esplanade at Highland Ranch a gated 55+ community . This bright and open two-bedroom, two-bathroom residence offers a perfect blend of modern luxury and carefree Florida living with a spacious layout. The heart of the home features a seamless flow from the great room to an upgraded kitchen—perfect for entertaining equipped with an expansive island and designer finishes, ideal for the home chef. Enjoy a private lanai for an indoor-outdoor entertainment space and enjoy the peace of mind that comes with lawn service and irrigation being included in your HOA. The clubhouse features a fitness center, aerobics studio, billiards room, and a coffee bar. Dive into the sparkling pool, relax in the hot tub, or engage in friendly competition on the pickleball, bocce ball, and tennis courts. Direct access to 3 miles of internal trails that link to the massive South Lake and West Orange trail systems with over 35 miles of paved trails. This prime location is in the scenic rolling hills of Clermont, you are just minutes away from hospitals, shopping at Publix. The major attractions like Disney World, Universal Sea World and Universal are just minutes away.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,710

Sqft

0.13 ac

Lot size

2

Garage

2019

Year built

One

Levels

$243

Per sqft

55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorOpen Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorIrrigation System

Community & fees

HOA fee$460/mo
Taxes (2025)$4,100/yr
PetsBreed Restrictions
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,591 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,446
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$342
HOA fee — from the listing$460
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,543Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,543
Interest rate6.00%
Loan term

Estimated payment

$3,591/mo

Principal & interest$2,446
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$342
HOA / condo fee$460
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $416K
$399KedgeAI estimate $449,367 · range $424K$501K$521K

vs edgeAI estimate

−7.5%

$/sqft vs Clermont actives

$243 vs $221

Days on market

165 vs 46 typical

Where $243/sqft sits among the 400 Clermont actives

171
126 · this home
48
22
9
24
$168–213$213–257$257–302$302–346$346–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 1282 ZEEK RIDGE STREET

Drive times from this address

Downtown Orlando28 min
Universal Orlando31 min
Walt Disney World39 min
Orlando Int’l Airport (MCO)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$443K$445K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

227 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the Clermont median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,500 $14K
Mar 3, 2026Listed at $429,500 · 165 days on market since
2019Built · ESPLANADE AT HIGHLAND RANCH

Reality check

What actually sold near 1282 ZEEK RIDGE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1273 ZEEK RIDGE STREETSold · Apr ’26

$655,000

1273 ZEEK RIDGE STREET · same community

3 bd · 3 ba · 2,996 sqft · $219/sqft · 17 DOM

2605 CLEMSON RIDGE COURTSold · Jun ’26

$385,000

2605 CLEMSON RIDGE COURT

2 bd · 2 ba · 1,726 sqft · $223/sqft · 58 DOM

2602 STARGRASS CIRCLESold · Apr ’26

$389,500

2602 STARGRASS CIRCLE

2 bd · 2 ba · 1,732 sqft · $225/sqft · 236 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1282 ZEEK RIDGE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1282 ZEEK RIDGE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1282 ZEEK RIDGE STREET FAQs

What would the monthly payment be for 1282 ZEEK RIDGE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,591/mo — principal and interest, the actual property-tax bill, the $460/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1282 ZEEK RIDGE STREET?+

The association fee works out to $460 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1282 ZEEK RIDGE STREET?+

The most recent tax bill on record (2025) was $4,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1282 ZEEK RIDGE STREET?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $415,500, this home is listed about 10% below the Clermont median of $460,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Clermont market on paper

$415,500 is 10% below the Clermont median of $460,000.

02Time on market is leverage

165 days on market against a Clermont median of 46 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $429,500, now $415,500 — a $14K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP., REALTORS · Ronald Lawson, Jr. MLS #G5108850.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1282 ZEEK RIDGE STREET, CLERMONT, FL — 2 Bed, 2 Bath — $415,500 | CENTURY 21 Edge