2709 SE 45TH AVENUE, OCALA, FL, 34480
Pending159 days on marketListed Feb 28, 2026MLS #G5108916
About this home
2709 SE 45TH AVENUE
PRICE REDUCED $25,000! NOW UNDER $300K! Your patience just paid off. The sellers are motivated, making 2709 SE 45th Ave the best value in Ocala! Nestled in a quiet neighborhood, this home offers the perfect blend of comfort, convenience, and instant equity. Whether you are looking for a spacious family home or a rock-solid investment, this property delivers. Featuring a bright, open floor plan, a generous backyard perfect for Florida outdoor living, and close proximity to Ocala’s best shopping, dining, and top-rated schools. Don't wait another 90 days to make your move—at this price, this beautiful home will not last.Schedule your tour before it’s gone! • The HVAC system was replaced in 2022 • Freshly painted interior (2025) •Gated community with code-entry gate for privacy and security • Beautiful hardwood floors throughout the main living areas • Split-bedroom plan for maximum privacy • All appliances in excellent condition • Prime Southeast Ocala location with top-rated schools and low-maintenance gated living Step into this bright and beautifully maintained single-story ranch home in the gated community of Magnolia Forest. This elegant residence greets you with a grand foyer and soaring cathedral ceilings that create an open, airy feel throughout. The spacious living areas are filled with natural light and feature gorgeous hardwood floors. At the heart of the home is a gourmet-style kitchen with granite countertops and smart slide-out organizers — a thoughtful upgrade that offers superior convenience and storage. The popular split-bedroom layout provides excellent privacy, with a generous primary suite, a front guest bedroom, and two additional bedrooms with custom built-in storage. Outside, enjoy your private screened lanai overlooking a fully fenced vinyl backyard — perfect for pets, entertaining, or relaxing Florida living. An attached two-car garage with battery backup for the door opener adds everyday convenience. Magnolia Forest is one of Ocala’s most desirable gated communities, offering a peaceful setting with a mix of luxury villas and single-story homes. Residents enjoy top-rated Marion County schools while being minutes from shopping, dining, and major highways. This is a rare opportunity to own a well-maintained, upgraded home in a secure, low-maintenance gated community. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,027
Sqft
0.24 ac
Lot size
2
Garage
2006
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,553 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,553/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.1%
Days on market
159 vs 48 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2709 SE 45TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2709 SE 45TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2709 SE 45TH AVENUE FAQs
What would the monthly payment be for 2709 SE 45TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,553/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2709 SE 45TH AVENUE?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2709 SE 45TH AVENUE?+
The most recent tax bill on record (2025) was $5,306. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2709 SE 45TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $296,800, this home is listed about 1% below the Ocala median of $298,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2709 SE 45TH AVENUE?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX TITANIUM GROUP · Victor Core. MLS #G5108916.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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