17710 SE 105TH TERRACE, SUMMERFIELD, FL, 34491
Pending122 days on marketListed Apr 10, 2026MLS #G5110770
About this home
17710 SE 105TH TERRACE
Virtually Staged. Some rooms are Virtually Stage... There are LOTS OF UPGRADES ON THIS BEAUTIFUL CHESNUT II DESIRABLE MODEL. Welcome to your NEW home in the beautiful 55+ gated golf community of Spruce Creek South, ideally located just off Hwy 441/US-27 and only minutes from The Villages! This remodeled CHESTNUT II floor plan offers 2 bedrooms, 2 bathrooms, a Florida room, and a RESIDENTIAL enclosed lanai UNDER HEAT AND AC, both have sliding windows offers more living space—perfect for enjoying the Florida lifestyle year-round. Step inside to find vinyl plank flooring throughout, with no carpet, bedrooms were recently upgraded with LVP floors. Major updates provide peace of mind, including a NEWER roof (2022), NEWER HVAC (2022), NEWER HOT WATER HEATER (2022), NEW REFRIGERATOR JUST PUT IN THIS MONTH 4/09/2026! and UPGRADED windows (2017). Both bathrooms have been completely renovated, featuring tiled shower surrounds, new vanities with soft-close cabinetry, and updated toilets. Throughout the home, you’ll appreciate the elegance of plantation shutters in front of all of the windows. The kitchen has been tastefully updated with refaced cabinets, a newly added breakfast bar with soft-close doors and drawers, and high-definition QUARTZ countertops. The dining area features a custom built-in buffet offering abundant storage, pull-outs, and soft-close features ALSO WITH QUARTZ countertop —perfect for both everyday living and entertaining. Relax with your morning coffee or unwind in the evening in the Florida room or enclosed residential lanai with acrylic windows and screens, all overlooking a well-maintained retention pond. Enjoy added privacy with no rear neighbors. Additional features include thoughtful upgrades throughout. This is an exceptional opportunity you don’t want to miss—schedule your private showing today! some furniture conveys; a list is available. START FLORIDA LIVING TODAY!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,496
Sqft
0.27 ac
Lot size
2
Garage
1990
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,253 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,253/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
Days on market
122 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 17710 SE 105TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17710 SE 105TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17710 SE 105TH TERRACE FAQs
What would the monthly payment be for 17710 SE 105TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,253/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17710 SE 105TH TERRACE?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17710 SE 105TH TERRACE?+
The most recent tax bill on record (2025) was $3,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17710 SE 105TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $249,900, this home is listed about 14% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17710 SE 105TH TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SUMMERFIELD 34491 market on paper
$249,900 is 9% below the SUMMERFIELD 34491 median of $274,999, and at $167/sqft it sits under the Summerfield average of $247.
02Time on market is leverage
122 days on market against a Summerfield median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $259,556, now $249,900 — a $10K cut. The full history is in the market section below.
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Gerrie Cosme Matias. MLS #G5110770.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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