
21289 COUNTY ROAD 455, CLERMONT, FL, 34715
Active120 days on marketListed Apr 12, 2026MLS #G5110919
About this home
21289 COUNTY ROAD 455
5 (+/-) PRIVATE ACRES | NO HOA | ASSUMABLE LOW FIXED-RATE MORTGAGE | NEW ROOF | ONLY TWO OWNERS | MOTHER-IN-LAW SUITE | RENOVATED KITCHEN & UPDATED BATHROOMS | DETACHED 920 SQ. FT. DRIVE-THROUGH FLEX BUILDING | RV HOOKUP | MAJESTIC OAK TREES If you’ve been searching for room to breathe, room to grow, and room to create your own vision of country living, this exceptional 4.86-acre property with no HOA in Clermont, FL may be exactly what you’ve been waiting for. ***Even more remarkable, it offers something that is increasingly difficult to find in today’s market—an assumable mortgage @ 2.375%.*** Qualified owner-occupant buyers may have the opportunity to assume the existing low fixed-rate mortgage which is subject to lender qualification and approval (Ask the listing Realtor for additional details). Lovingly maintained by only two owners throughout its history, this custom-built 4-bedroom, 3-bath home offers 2,799 square feet of thoughtfully designed living space that blends comfort, flexibility, and functionality. At the heart of the home, the beautifully renovated kitchen features elegant cabinetry, gleaming quartz countertops, and abundant workspace for everyday living and entertaining. Updated bathrooms throughout the home provide modern comfort, while the spacious primary suite serves as a private retreat with a spa-inspired bathroom and a unique walk-in closet that also functions as a secure safe room. The flexible floor plan includes multiple living areas, formal living and dining spaces, and a private mother-in-law suite, making it ideal for multigenerational living, extended family, guests, or a dedicated home office. A bonus space within the oversized attached garage provides additional flexibility for a craft room, hobby area, or storage. Step outside and imagine the possibilities—create your dream outdoor entertaining space, start a hobby farm, or simply relax and take in the beauty of the majestic oak trees and rolling pasture views. In addition to the main residence, the property features a detached 920-square-foot, two-story drive-through flex building constructed of cinder block and stucco. Equipped with electricity, water, four windows, four new skylights, a wall-unit A/C, two ceiling fans, and an attic/exhaust fan, this versatile building is ideal for a workshop, hobby space, recreational storage, or future customization. The property also includes an RV hookup with the potential to restore three additional RV hookup locations. Thoughtful improvements completed by the current owners include a new roof (2025), luxury vinyl plank flooring throughout the home (2021), a water softening system (2021), and both septic systems pumped and serviced (2026). A front entrance gate with remote access, road frontage fencing, and a privacy fence bordering a neighboring property enhance both privacy and functionality. Located in the desirable Sugarloaf Mountain Corridor, one of Central Florida’s most sought-after rural areas, this property offers convenient access to shopping, dining, hospitals, local boating, fishing and cycling attractions, and the Florida Turnpike. Orlando’s world-famous attractions are approximately 35 minutes away. Properties offering this combination of acreage, privacy, versatility, convenience, and the opportunity to assume an existing low fixed-rate mortgage have become increasingly rare in today’s interest-rate environment.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,799
Sqft
4.86 ac
Lot size
4
Garage
1992
Year built
One
Levels
$353
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,303 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,303/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.6%
$/sqft vs ACREAGE & UNREC
$353 vs $388
Days on market
120 vs 44 typical
Where $353/sqft sits among the 115 homes for sale in ACREAGE & UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34715 — neighborhood snapshot
Population
25,407
Median age
40
Median income
$97,644
Median home value
$407,900
Avg household
2.94
Households w/ children
2,872
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $445K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
41 of 115
ACREAGE & UNREC have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the CLERMONT 34715 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 21289 COUNTY ROAD 455
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$902,500
16647 E SHIRLEY SHORES ROAD · same community
4 bd · 3 ba · 2,726 sqft · $331/sqft · 143 DOM
Sold · Nov ’25$650,000
5850 LAKE LIZZIE DRIVE · same community
4 bd · 3 ba · 2,639 sqft · $246/sqft · 18 DOM
Sold · Dec ’25$1,250,000
11619 LANE PARK ROAD · same community
5 bd · 4 ba · 2,964 sqft · $422/sqft · 238 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 21289 COUNTY ROAD 455 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21289 COUNTY ROAD 455 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21289 COUNTY ROAD 455 FAQs
What would the monthly payment be for 21289 COUNTY ROAD 455?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,303/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21289 COUNTY ROAD 455?+
The most recent tax bill on record (2026) was $5,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21289 COUNTY ROAD 455?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $987,600, this home is listed about 111% above the Clermont median of $467,990. The market section on this page shows how the area is trending.
Which schools are assigned to 21289 COUNTY ROAD 455?+
Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$987,600 runs 98% above the CLERMONT 34715 median — but at 2,799 sqft it's also 35% larger than the typical Clermont listing.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
120 days on market against a Clermont median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $997,000, now $987,600 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Maria Seymour. MLS #G5110919.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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