5277 INDIAN OCEAN LOOP, TAVARES, FL, 32778
Active91 days on marketListed Apr 25, 2026MLS #G5111553
About this home
5277 INDIAN OCEAN LOOP
Welcome to 5277 Indian Ocean Loop in beautiful Tavares, Florida! This beautifully maintained 3-bedroom, 2-bath home is located in a highly desirable and active 55+ community known for its pride of ownership and exceptional amenities. This neighborhood is gated as well for extra security. Step inside to discover a well-kept residence offering comfortable living spaces, a functional layout, and a warm, inviting atmosphere perfect for both everyday living and entertaining. The home has been lovingly cared for, making it truly move-in ready. Enjoy peace and quiet with the added bonus of no rear neighbors. Enjoy resort-style living with access to a community pool, tennis courts, and a private boat ramp providing direct access to the renowned Harris Chain of Lakes—ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. Whether you're looking to relax or stay active, this vibrant community offers it all. Don’t miss your opportunity to own a piece of paradise in one of Tavares’ most sought-after 55+ neighborhoods!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,086
Sqft
0.22 ac
Lot size
2
Garage
2002
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,002 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,002/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs Tavares actives
$168 vs $193
Days on market
91 vs 40 typical
Where $168/sqft sits among the 250 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
118 of 250
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 5277 INDIAN OCEAN LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$380,000
3344 SARATOGA DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $180/sqft · 7 DOM
Sold · Aug ’25$360,000
5075 CHINA SEA DRIVE · same community
3 bd · 2 ba · 2,044 sqft · $176/sqft · 56 DOM
Sold · Dec ’25$316,000
5331 INDIAN OCEAN LOOP · same community
3 bd · 2.5 ba · 2,137 sqft · $148/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5277 INDIAN OCEAN LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5277 INDIAN OCEAN LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5277 INDIAN OCEAN LOOP FAQs
What would the monthly payment be for 5277 INDIAN OCEAN LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,002/mo — principal and interest, the actual property-tax bill, the $232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5277 INDIAN OCEAN LOOP?+
The association fee works out to $232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5277 INDIAN OCEAN LOOP?+
The most recent tax bill on record (2025) was $4,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5277 INDIAN OCEAN LOOP?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $349,900, this home is listed about 6% above the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5277 INDIAN OCEAN LOOP?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Chris Sanford. MLS #G5111553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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