
119 LAKE SHORE CIRCLE, LEESBURG, FL, 34788
Active97 days on marketListed May 4, 2026MLS #G5111919
About this home
119 LAKE SHORE CIRCLE
LAKEFRONT ON LAKE YALE WITH YOUR OWN PRIVATE SANDY BEACH — a rare find in Sandpiper, a resident-owned 55+ co-op where your purchase includes a share of the entire community. No lot rent, no land lease — just $115/month, with a pool, marina, covered boat slips, community dock, clubhouse, and shuffleboard on the Harris Chain of Lakes. Add an oversized attached 2-car garage — almost unheard of at this level — and 90 feet of premium lake frontage, and this 3-bedroom, 2-bath home stands alone in its market. Inside, 1,663 square feet live large: a welcoming living room plus a separate family room, both oriented to the water, with skylights, vaulted ceilings, and an open flow built for entertaining. The updated kitchen features quartz countertops, a designer backsplash, soft-close cabinetry, a pantry, and a view from the sink straight across Lake Yale — the detail every buyer remembers. All three bedrooms have walk-in closets, with a split plan giving the primary suite privacy and its own remodeled bath. The enclosed lanai is true year-round living space — insulated windows with tall slider panels that open to screens, so you shift from climate-controlled comfort to lake breeze in seconds. A custom bar with a live-edge wood countertop anchors the space, and just beyond, a concrete patio delivers front-row sunrises over the water (and the occasional rocket launch on the horizon). Metal roof, sprinkler system, rain gutters, and a large, quiet lot round it out. Sandpiper is recognized by the State of Florida as real property ownership — you're not renting the land under your home, you own your piece of the community. Homes with this combination of lakefront, private beach, garage, and ownership structure almost never come to market. Priced below the Lake Yale area median. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,663
Sqft
0.25 ac
Lot size
2
Garage
1991
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,762 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,762/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.8%
$/sqft vs Leesburg actives
$216 vs $170
Days on market
97 vs 62 typical
Where $216/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34788 — neighborhood snapshot
Population
21,867
Median age
56.4
Median income
$57,477
Median home value
$168,900
Avg household
2.33
Households w/ children
1,648
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
217 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the LEESBURG 34788 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 119 LAKE SHORE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$195,000
107 LAKE SHORE CIRCLE · same community
2 bd · 2 ba · 1,594 sqft · $122/sqft · 147 DOM
Sold · Apr ’26$41,000
310 MAGNOLIA DRIVE · same community
2 bd · 1 ba · 576 sqft · $71/sqft · 45 DOM
Sold · May ’26$190,000
11836 SUSSEX HILL WAY
3 bd · 2 ba · 1,664 sqft · $114/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 119 LAKE SHORE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 119 LAKE SHORE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
119 LAKE SHORE CIRCLE FAQs
What would the monthly payment be for 119 LAKE SHORE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,762/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 119 LAKE SHORE CIRCLE?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 119 LAKE SHORE CIRCLE?+
The most recent tax bill on record (2025) was $2,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 119 LAKE SHORE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $359,000, this home is listed about 20% above the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 119 LAKE SHORE CIRCLE?+
Treadway Elementary School (elementary), Leesburg High School (high), Oak Park Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$359,000 runs 22% above the LEESBURG 34788 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $369,000, now $359,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNBELT HOME REALTY, INC. · Kim Cecil. MLS #G5111919.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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