4240 JAMES RIVER CIRCLE, LEESBURG, FL, 34748
Pending74 days on marketListed May 24, 2026MLS #G5112758
About this home
4240 JAMES RIVER CIRCLE
Welcome to Arlington Ridge, a highly appealing Gated 55+ Golf Community in Leesburg! You will enjoy this beautifully maintained home being offered TURN-KEY – completely FURNISHED, including a 2019 STARR GOLF CART! This 3 Bedroom, 2 Bath home sits on the GOLF COURSE between the 15th and 16th Fairways and showcases an OPEN-CONCEPT FLOOR PLAN perfect for everyday living and entertaining. Features include a spacious DINING/LIVING ROOM combination, along with a well-appointed KITCHEN with abundant CABINETRY, GRANITE Countertops, an oversized BREAKFAST BAR, modern APPLIANCES, and a DINETTE AREA filled with natural light. The split-bedroom floor plan provides privacy, while the spacious PRIMARY SUITE offers an EN SUITE BATH with DUAL SINKS, a ROMAN SHOWER, a large WALK-IN CLOSET, and a private TOILET ROOM. The 2nd and 3rd BEDROOMS are located at the front of the home near the GUEST BATHROOM. Additional highlights include an extended 2-CAR GARAGE with a GOLF CART BAY, a FINISHED (protective coating) Driveway and Garage Floor, an indoor LAUNDRY ROOM, and SLIDING GLASS DOORS leading to the Screened-In LANAI, ideal for enjoying the Florida lifestyle. The home is situated on a NEWLY LANDSCAPED lot in a GOLF COURSE COMMUNITY featuring RESORT-STYLE AMENITIES including Pools, a Fitness Center, Tennis, a Restaurant, a Theater, and numerous Social Activities. The low HOA fee of $127/month includes Amenities, Lawn Cutting, Edging, Blowing, 200+ Cable TV Channels, Hi-Speed Internet, a Wi-Fi Router to broadcast signal throughout the home, and 2 DVRs to record shows. Conveniently located near Shopping, Restaurants, Medical Facilities, and The Villages. MOVE-IN READY! All information provided in this report is believed to be true and accurate at the time of data entry but is not guaranteed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,948
Sqft
0.18 ac
Lot size
2
Garage
2019
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,921 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,921/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.5%
Days on market
74 vs 57 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4240 JAMES RIVER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4240 JAMES RIVER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4240 JAMES RIVER CIRCLE FAQs
What would the monthly payment be for 4240 JAMES RIVER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,921/mo — principal and interest, the actual property-tax bill, the $127/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4240 JAMES RIVER CIRCLE?+
The association fee works out to $127 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4240 JAMES RIVER CIRCLE?+
The most recent tax bill on record (2025) was $8,826. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4240 JAMES RIVER CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $457,900, this home is listed about 53% above the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4240 JAMES RIVER CIRCLE?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ARROW REALTY & INVESTMENTS INC · Anita Dinard. MLS #G5112758.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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