187 NW 45TH LOOP, OCALA, FL, 34475
Active44 days on marketListed Jun 10, 2026MLS #G5112924
About this home
187 NW 45TH LOOP
Welcome to this beautifully upgraded 3-bedroom, 2-bath home offering 1,368 sq ft in a sought-after gated community in Ocala. This move-in-ready, single-story ranch blends modern finishes with peaceful surroundings, backing directly to a scenic farm for serene, private views. Step inside to an open-concept layout featuring a bright and airy living and dining space, perfect for everyday living and entertaining. The kitchen is designed to impress with upgraded cabinetry, HD bevel-edge countertops, stainless steel appliances (range, microwave, and dishwasher), and stylish finishes that elevate both form and function. The home features durable wood-look plank tile flooring in all wet areas, combining elegance with easy maintenance. The spacious primary suite includes a beautifully upgraded bathroom with a large tiled walk-in shower, replacing the traditional garden tub for a more modern, luxurious feel. Curb appeal shines with a light tan stucco exterior, architectural shingle roof, and a charming green front door. Enjoy the benefits of a well-maintained, established neighborhood with manicured landscaping, plus the added privacy of no rear neighbors—just tranquil farm views. Conveniently located near 441, with easy access to shopping, dining, and all that Ocala has to offer, this home delivers comfort, style, and location in one complete package. Schedule your private showing today and experience gated community living with a peaceful country backdrop!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,370
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,242 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,242/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
$/sqft vs Ocala actives
$197 vs $181
Days on market
44 vs 43 typical
Where $197/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 187 NW 45TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$275,000
3827 St Marks Drive, Fort Pierce FL 34982 · same community
2 bd · 2 ba · 1,514 sqft · $182/sqft · 13 DOM
Sold · Feb ’26$292,000
19 NW 45TH LOOP · same community
4 bd · 2 ba · 1,683 sqft · $173/sqft · 157 DOM
Sold · Dec ’25$290,000
4370 NW 1ST COURT ROAD · same community
4 bd · 2 ba · 1,683 sqft · $172/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 187 NW 45TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 187 NW 45TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
187 NW 45TH LOOP FAQs
What would the monthly payment be for 187 NW 45TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,242/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 187 NW 45TH LOOP?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 187 NW 45TH LOOP?+
The most recent tax bill on record (2025) was $3,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 187 NW 45TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $269,990, this home is listed about 10% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 187 NW 45TH LOOP?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SOUNDINGS, LLC · Lili Whittington. MLS #G5112924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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