399 DIVISION STREET, CLERMONT, FL, 34711
Pending58 days on marketListed Jun 6, 2026MLS #G5113047
About this home
399 DIVISION STREET
If you love hiking, biking, boating, swimming and gorgeous sunsets this is the place to be. Beach baby, beach baby, it's a sign! Both bedrooms with ensuite bath. Open concept floor plan. Enjoy the decorative, but efficient electric fireplace takes the chill out of winter and adds a romantic flair. Smart home features. Accessibility for wheelchair users. Pavers surround home for full accessibility, 3 car parking driveway, 2 car garage. Covered front porch with rose garden. Backyard Fruit trees and garden with a view of the lake from the patio. Patio has firepit large enough for 6 to dine. Window world installed windows with lifetime warranty that's transferrable seller pays for the transfer. The garage is another room for get togethers or park the cars. It has storage closet for tools and an enclosure for the washer/dryer stack set and shelves. Best of all the HOA has lawn care so sit back and relax.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,178
Sqft
0.09 ac
Lot size
2
Garage
1989
Year built
One
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,592 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,592/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.8%
$/sqft vs Clermont actives
$283 vs $222
Days on market
58 vs 42 typical
Where $283/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
The numbers that matter
The Clermont market
$443K → $468K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
193 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the Clermont median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 399 DIVISION STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$322,000
330 DIVISION STREET · same community
2 bd · 2 ba · 1,178 sqft · $273/sqft · 124 DOM
Sold · Jan ’26$308,350
115 DIVISION STREET · same community
2 bd · 2 ba · 1,181 sqft · $261/sqft · 46 DOM
Sold · Feb ’26$252,000
809 DISSTON AVENUE
2 bd · 1 ba · 1,180 sqft · $214/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 399 DIVISION STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 399 DIVISION STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
399 DIVISION STREET FAQs
What would the monthly payment be for 399 DIVISION STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,592/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 399 DIVISION STREET?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 399 DIVISION STREET?+
The most recent tax bill on record (2026) was $2,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 399 DIVISION STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $333,000, this home is listed about 29% below the Clermont median of $469,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Clermont market on paper
$333,000 is 29% below the Clermont median of $469,000.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $339,000, now $333,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Rae Harless. MLS #G5113047.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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