CENTURY 21 Edge
$289,0002 bd2 ba1,725 sqft$168 /sqft$2,597 /mo all-in ↓

32222 SUMMERTREE CIRCLE, LEESBURG, FL, 34748

Active34 days on marketListed Jun 20, 2026MLS #G5113595

Fully furnishedSingle Family ResidencePENNBROOKE PH IE SUB

About this home

32222 SUMMERTREE CIRCLE

Welcome to Pennbrooke Fairways, one of Central Florida’s premier gated 55+ golf communities. If you’ve been searching for a home where the major updates have already been completed and all that’s left to do is move in and enjoy life, this is it. This beautiful residence has been thoughtfully updated from top to bottom with a brand-new roof (2024), new air conditioning system (2025), new hot water heater (2024), luxury vinyl plank flooring throughout, stunning quartz countertops, and a complete suite of stainless-steel appliances. The result is a home that offers exceptional style along with the confidence and peace of mind that comes from major mechanical improvements already being in place. Designed with comfort and flexibility in mind, the floor plan features dual primary suites, making it ideal for guests or simply providing everyone with their own private retreat. Throughout the home, you'll discover charming custom hand-stenciled artwork in the kitchen and bathrooms, adding character and a unique touch. The spacious great room is filled with natural light and flows effortlessly into the outdoor living areas, creating the perfect setting for entertaining or enjoying a quiet evening at home. A Bluetooth-enabled audio system lets you stream your favorite music throughout the interior. One of the home's greatest assets is its location. Situated on a quiet cul-de-sac with virtually no through traffic and only one adjacent neighbor, this property offers an uncommon level of privacy and tranquility. Resting on an oversized homesite of more than 0.25 acres, the residence provides a rare combination of space and seclusion. Whether you're enjoying your morning coffee, hosting friends, or unwinding after a round of golf, you'll appreciate the peaceful surroundings and extra elbow room. Outdoor living is equally impressive. A screened front entry welcomes guests while allowing fresh air to flow through the home. In addition, two screened lanais provide multiple spaces to relax, entertain, dine outdoors, or simply enjoy Florida’s beautiful weather year-round. The oversized 1.5-car garage provides room for both your vehicle and golf cart and includes a new garage door opener, two new remotes, and screened sliding doors. Beyond the home itself, Pennbrooke Fairways offers a lifestyle that’s hard to match. Residents enjoy a 27-hole golf course, two heated swimming pools, hot tubs, tennis and pickleball courts, an on-site restaurant, salon, gated entry, and a vibrant calendar of activities. The affordable HOA includes cable television, high-speed internet, lawn maintenance, and RV and boat storage. Conveniently located just minutes from Brownwood Paddock Square and Sawgrass Grove in The Villages, you'll enjoy easy access to shopping, dining, entertainment, and medical facilities while still enjoying the charm and serenity of Pennbrooke Fairways. Homes that combine this level of updating, privacy, outdoor living space, and community amenities are a rare find. At 32222 Summertree Circle, you're not just purchasing a house—you're investing in a lifestyle where comfort, convenience, and quality come together. Come experience firsthand why, Who You Work With Truly Matters.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,725

Sqft

0.25 ac

Lot size

2

Garage

1993

Year built

One

Levels

$168

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringCarpet
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionMetal Frame · Vinyl Siding · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$265/mo
Taxes (2025)$4,120/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,597 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$343
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,115
Interest rate6.00%
Loan term

Estimated payment

$2,597/mo

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$343
HOA / condo fee$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $289K
$242KedgeAI estimate $254,165 · range $252K$259K$301K

vs edgeAI estimate

+13.7%

$/sqft vs Leesburg actives

$168 vs $169

Days on market

34 vs 50 typical

Where $168/sqft sits among the 400 Leesburg actives

65
67
126 · this home
83
32
27
$88–120$120–152$152–184$184–215$215–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 32222 SUMMERTREE CIRCLE

Drive times from this address

Downtown Orlando56 min
Universal Orlando59 min
Walt Disney World67 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$281K$261K

Leesburg median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

207 of 400

Leesburg actives have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $289,000 · 34 days on market since
1993Built · PENNBROOKE PH IE SUB

Reality check

What actually sold near 32222 SUMMERTREE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

32809 TIMBERWOOD DRIVESold · Aug ’25

$292,500

32809 TIMBERWOOD DRIVE

3 bd · 2 ba · 1,720 sqft · $170/sqft · 117 DOM

32742 WESTWOOD LOOPSold · Jun ’26

$258,000

32742 WESTWOOD LOOP

3 bd · 2 ba · 1,735 sqft · $149/sqft · 0 DOM

353 RANCHWOOD DRIVESold · Nov ’25

$314,900

353 RANCHWOOD DRIVE

3 bd · 2 ba · 1,755 sqft · $179/sqft · 255 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 32222 SUMMERTREE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32222 SUMMERTREE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

32222 SUMMERTREE CIRCLE FAQs

What would the monthly payment be for 32222 SUMMERTREE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,597/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 32222 SUMMERTREE CIRCLE?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 32222 SUMMERTREE CIRCLE?+

The most recent tax bill on record (2025) was $4,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32222 SUMMERTREE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $289,000, this home is listed about 2% below the Leesburg median of $294,900. The market section on this page shows how the area is trending.

Which schools are assigned to 32222 SUMMERTREE CIRCLE?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Tom McKnight. MLS #G5113595.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Leesburg homes, in your inbox

Like 32222 SUMMERTREE CIRCLE but not quite? A daily digest of every new listing in Leesburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Cindy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 6:52 PM UTC. The listing information on this page last changed on July 24, 2026 at 6:52 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 6:52 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 6:52 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

32222 SUMMERTREE CIRCLE, LEESBURG, FL — 2 Bed, 2 Bath — $289,000 | CENTURY 21 Edge