
32222 SUMMERTREE CIRCLE, LEESBURG, FL, 34748
Active34 days on marketListed Jun 20, 2026MLS #G5113595
About this home
32222 SUMMERTREE CIRCLE
Welcome to Pennbrooke Fairways, one of Central Florida’s premier gated 55+ golf communities. If you’ve been searching for a home where the major updates have already been completed and all that’s left to do is move in and enjoy life, this is it. This beautiful residence has been thoughtfully updated from top to bottom with a brand-new roof (2024), new air conditioning system (2025), new hot water heater (2024), luxury vinyl plank flooring throughout, stunning quartz countertops, and a complete suite of stainless-steel appliances. The result is a home that offers exceptional style along with the confidence and peace of mind that comes from major mechanical improvements already being in place. Designed with comfort and flexibility in mind, the floor plan features dual primary suites, making it ideal for guests or simply providing everyone with their own private retreat. Throughout the home, you'll discover charming custom hand-stenciled artwork in the kitchen and bathrooms, adding character and a unique touch. The spacious great room is filled with natural light and flows effortlessly into the outdoor living areas, creating the perfect setting for entertaining or enjoying a quiet evening at home. A Bluetooth-enabled audio system lets you stream your favorite music throughout the interior. One of the home's greatest assets is its location. Situated on a quiet cul-de-sac with virtually no through traffic and only one adjacent neighbor, this property offers an uncommon level of privacy and tranquility. Resting on an oversized homesite of more than 0.25 acres, the residence provides a rare combination of space and seclusion. Whether you're enjoying your morning coffee, hosting friends, or unwinding after a round of golf, you'll appreciate the peaceful surroundings and extra elbow room. Outdoor living is equally impressive. A screened front entry welcomes guests while allowing fresh air to flow through the home. In addition, two screened lanais provide multiple spaces to relax, entertain, dine outdoors, or simply enjoy Florida’s beautiful weather year-round. The oversized 1.5-car garage provides room for both your vehicle and golf cart and includes a new garage door opener, two new remotes, and screened sliding doors. Beyond the home itself, Pennbrooke Fairways offers a lifestyle that’s hard to match. Residents enjoy a 27-hole golf course, two heated swimming pools, hot tubs, tennis and pickleball courts, an on-site restaurant, salon, gated entry, and a vibrant calendar of activities. The affordable HOA includes cable television, high-speed internet, lawn maintenance, and RV and boat storage. Conveniently located just minutes from Brownwood Paddock Square and Sawgrass Grove in The Villages, you'll enjoy easy access to shopping, dining, entertainment, and medical facilities while still enjoying the charm and serenity of Pennbrooke Fairways. Homes that combine this level of updating, privacy, outdoor living space, and community amenities are a rare find. At 32222 Summertree Circle, you're not just purchasing a house—you're investing in a lifestyle where comfort, convenience, and quality come together. Come experience firsthand why, Who You Work With Truly Matters.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,725
Sqft
0.25 ac
Lot size
2
Garage
1993
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,597 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,597/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
$/sqft vs Leesburg actives
$168 vs $169
Days on market
34 vs 50 typical
Where $168/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$281K → $261K
Leesburg median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
207 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 32222 SUMMERTREE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$292,500
32809 TIMBERWOOD DRIVE
3 bd · 2 ba · 1,720 sqft · $170/sqft · 117 DOM
Sold · Jun ’26$258,000
32742 WESTWOOD LOOP
3 bd · 2 ba · 1,735 sqft · $149/sqft · 0 DOM
Sold · Nov ’25$314,900
353 RANCHWOOD DRIVE
3 bd · 2 ba · 1,755 sqft · $179/sqft · 255 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 32222 SUMMERTREE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32222 SUMMERTREE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
32222 SUMMERTREE CIRCLE FAQs
What would the monthly payment be for 32222 SUMMERTREE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,597/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 32222 SUMMERTREE CIRCLE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 32222 SUMMERTREE CIRCLE?+
The most recent tax bill on record (2025) was $4,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 32222 SUMMERTREE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $289,000, this home is listed about 2% below the Leesburg median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 32222 SUMMERTREE CIRCLE?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Tom McKnight. MLS #G5113595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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