CENTURY 21 Edge
$399,9004 bd2,224 sqft$180 /sqft$3,151 /mo all-in ↓

1120 S MARY STREET, EUSTIS, FL, 32726

Active46 days on marketListed Jun 18, 2026MLS #G5113841

DuplexEUSTIS JENSON PARK

About this home

1120 S MARY STREET

Income-producing duplex at 1120 & 1122 S Mary St., offering two spacious 2-bedroom, 2.5-bath units, each with its own private garage for added convenience and storage. Both units are currently tenant-occupied on month-to-month leases, providing immediate rental income with future flexibility. Each unit features a comfortable and functional layout designed for everyday living. This property presents an excellent opportunity for investors seeking a strong cash-flowing asset or owner-occupants looking to live in one unit while generating income from the other. Whether you're expanding your investment portfolio or looking for a smart way to offset your mortgage, this duplex offers versatility, value, and income potential. Conveniently located in a growing area with easy access to shopping, dining, schools, and major roadways, this is an opportunity you won't want to miss.

Facts & features

The home at a glance

4

Bedrooms

2,224

Sqft

0.24 ac

Lot size

1

Garage

2004

Year built

$180

Per sqft

Inside

AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorPrimaryBedroom Upstairs
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ExteriorFenced

Community & fees

Taxes (2025)$5,523/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,151 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$460
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,151/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$460
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Eustis actives

$180 vs $200

Days on market

46 vs 36 typical

Where $180/sqft sits among the 191 Eustis actives

37
77 · this home
39
16
8
14
$104–162$162–219$219–277$277–334$334–392$392+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 1120 S MARY STREET

Drive times from this address

Downtown Orlando48 min
Universal Orlando52 min
Walt Disney World58 min
Orlando Int’l Airport (MCO)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Heights Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

95 of 191

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $399,900 · 46 days on market since
2004Built · EUSTIS JENSON PARK

Reality check

What actually sold near 1120 S MARY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1190 OLD MOUNT DORA ROADSold · Jun ’26

$398,000

1190 OLD MOUNT DORA ROAD

4 bd · 2.5 ba · 2,216 sqft · $180/sqft · 2 DOM

3449 NETTLE LOOPSold · May ’26

$389,990

3449 NETTLE LOOP

5 bd · 3 ba · 2,447 sqft · $159/sqft · 8 DOM

2404 WAYCROSS AVENUESold · Jun ’26

$485,000

2404 WAYCROSS AVENUE

4 bd · 3 ba · 2,503 sqft · $194/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1120 S MARY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1120 S MARY STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1120 S MARY STREET FAQs

What would the monthly payment be for 1120 S MARY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,151/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1120 S MARY STREET?+

The most recent tax bill on record (2025) was $5,523. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1120 S MARY STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $399,900, this home is listed about 5% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1120 S MARY STREET?+

Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RIGHT REALTY CONNECTION, INC. · Angel O'Brien. MLS #G5113841.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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