34312 CARL ROAD, LEESBURG, FL, 34788
Active82 days on marketListed Jul 2, 2026MLS #G5114059
About this home
34312 CARL ROAD
PRICE IMPROVEMENT! HARRIS CHAIN OF LAKES HOME! It’s time to enjoy what Central Florida living and lake life has to offer. This 1,400+ sq ft, 2/2 canal front home on .24 acre, in a quiet, tucked away, 55+ community (with a low HOA) on Lake Eustis, is waiting for you! Enjoy winter or summer sunrises in the large Florida Room, under air, overlooking the canal and lake beyond, or relax with a cool drink to watch sunsets from the front screened porch, all the while being entertained by the flora and fauna that Lake County, Floridians still enjoy. You can jump in your boat and ride just 3 minutes by canal to pursue the premier fishing that the seven connected freshwater lakes on the chain have to offer. Go by boat or car, and shop unique boutique shops, enjoy mom and pop or fine dining, sightsee, enjoy multiple walking trails and year round festivals in Leesburg, Mt Dora, Tavares or Eustis! There's lots of room for your belongings because there are so many storage areas! Extra closets, three outside sheds with shelving and 2 work benches, a laundry room with a cabinet. There is also an oversized driveway with room for visiting friends to park, as well as a golf cart parking area! This home has had so many updates since 2019 that you can move right in and breathe easy. Luxury vinyl flooring throughout, bathrooms with tile showers and granite countertops, paint (inside and out), plumbing (inside and out), electrical updated to accommodate home needs, RV and boathouse. Also, newer additions are, all stainless steel kitchen appliances including Bosch dishwasher (still under warranty). New blinds, light fixtures, French doors, some windows and more! Lake life is waiting for you! Call for your private showing!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,416
Sqft
0.24 ac
Lot size
1973
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,883 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,883/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.7%
$/sqft vs Leesburg actives
$176 vs $167
Days on market
82 vs 57 typical
Where $176/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bassville Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
Bassville Park — neighborhood snapshot
Population
8,471
Median age
52
Median income
$45,021
Median home value
$179,446
Avg household
3
Households w/ children
691
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
239 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the LEESBURG 34788 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 34312 CARL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$370,000
34205 ISLAND DRIVE · same community
3 bd · 2 ba · 1,620 sqft · $228/sqft · 95 DOM
Sold · Sep ’25$275,000
11313 LAYTON STREET
3 bd · 2 ba · 1,453 sqft · $189/sqft · 11 DOM
Sold · Jan ’26$127,500
261 KELOU COURT
2 bd · 2 ba · 1,368 sqft · $93/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 34312 CARL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34312 CARL ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
34312 CARL ROAD FAQs
What would the monthly payment be for 34312 CARL ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,883/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 34312 CARL ROAD?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 34312 CARL ROAD?+
The most recent tax bill on record (2026) was $1,509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 34312 CARL ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $249,000, this home is listed about 17% below the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 34312 CARL ROAD?+
Treadway Elementary School (elementary), Tavares High School (high), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LEESBURG 34788 market on paper
$249,000 is 16% below the LEESBURG 34788 median of $295,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $275,000, now $249,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Jill Doss. MLS #G5114059.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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