CENTURY 21 Edge
$620,0005 bd3 ba3,520 sqft$176 /sqft$4,103 /mo all-in ↓

11531 ARBOR GATE DRIVE, CLERMONT, FL, 34711

Active23 days on marketListed Jul 2, 2026MLS #G5114512

Single Family ResidenceTIMBERLANE PH II SUB

About this home

11531 ARBOR GATE DRIVE

Large 5-bedroom Clermont home with a 3-car garage, oversized 0.38-acre lot, downstairs bedroom and full bath, upstairs bonus room, and major updates already done. Located in the Timberlane / Arbor Gate area, 11531 Arbor Gate Dr offers 3,520 square feet, 3 full baths, multiple living areas, and a layout that works for larger households, multi-generational living, guests, or buyers who need real flex space for an office, playroom, or media room. The kitchen features quartz countertops, a breakfast bar, a walk-in pantry, and an open connection to the main living spaces for everyday function and entertaining. Upstairs, the spacious primary suite includes a sitting area, two walk-in closets, dual sinks, a garden tub, separate shower, and private water closet. Buyers will also appreciate the practical upgrades already handled, including a 2018 roof, two A/C units replaced approximately in 2023, and a generator input with box hookup and built-in switch. Outside, the covered rear porch and deep backyard add the outdoor space buyers are looking for but do not always find at this price point. Conveniently located near US-27, SR-50, shopping, dining, medical services, Downtown Clermont, Waterfront Park, the South Lake Trail, the Clermont Chain of Lakes, and Lake Louisa State Park, this home offers size, function, and value in one package. If you’ve been waiting for a true 5-bedroom home with usable space inside and out, this one deserves a close look.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,520

Sqft

0.38 ac

Lot size

3

Garage

2010

Year built

Two

Levels

$176

Per sqft

Pets allowed

Inside

FlooringCarpet · Concrete · Luxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick · Stucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorFire Pit · Sidewalk · Sliding Doors

Community & fees

HOA fee$38/mo
Taxes (2025)$3,928/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,103 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property tax — 2025 actual bill$327
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,000
Interest rate6.00%
Loan term

Estimated payment

$4,103/mo

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property taxes (actual bill)$327
HOA / condo fee$38
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $620K
$526KedgeAI estimate $603,495 · range $548K$641K$667K

vs edgeAI estimate

+2.7%

$/sqft vs Clermont actives

$176 vs $222

Days on market

23 vs 33 typical

Where $176/sqft sits among the 400 Clermont actives

138 · this home
144
51
30
8
29
$168–207$207–247$247–286$286–325$325–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 11531 ARBOR GATE DRIVE

Drive times from this address

Walt Disney World33 min
Downtown Orlando33 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

HighEast Ridge High School★★★★★
MiddleWindy Hill Middle School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

195 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $620,000 · 23 days on market since
2010Built · TIMBERLANE PH II SUB

Reality check

What actually sold near 11531 ARBOR GATE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12823 FISH LANESold · Aug ’25

$630,000

12823 FISH LANE

5 bd · 4 ba · 3,593 sqft · $175/sqft · 8 DOM

11045 LEMAY DRIVESold · Oct ’25

$673,000

11045 LEMAY DRIVE

5 bd · 4 ba · 3,593 sqft · $187/sqft · 21 DOM

10417 LAKE LOUISA ROADSold · Jan ’26

$1,175,000

10417 LAKE LOUISA ROAD

4 bd · 2 ba · 3,442 sqft · $341/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 11531 ARBOR GATE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11531 ARBOR GATE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11531 ARBOR GATE DRIVE FAQs

What would the monthly payment be for 11531 ARBOR GATE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,103/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11531 ARBOR GATE DRIVE?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11531 ARBOR GATE DRIVE?+

The most recent tax bill on record (2025) was $3,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11531 ARBOR GATE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $620,000, this home is listed about 33% above the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11531 ARBOR GATE DRIVE?+

East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Misty Noland. MLS #G5114512.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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11531 ARBOR GATE DRIVE, CLERMONT, FL — 5 Bed, 3 Bath — $620,000 | CENTURY 21 Edge