480 LAKE FOREST CIRCLE, MOUNT DORA, FL, 32757
Active3 days on marketListed Jul 31, 2026MLS #G5115682
About this home
480 LAKE FOREST CIRCLE
If you've been looking for a well-maintained home on a large lot in Mount Dora with nearly every major system already updated, this is it. 480 Lake Forest Cir is a 3-bedroom, 2-bath split-plan home offering 1,909 sq ft on a 0.46-acre cul-de-sac lot in the Lake Forest community, just 3 blocks from the lake and minutes from downtown Mount Dora's shops, restaurants, and waterfront. Inside, vaulted ceilings, skylights, and continuous laminate flooring create a bright, open feel throughout the living areas. The split floor plan gives the primary suite (15x15 with walk-in closet and en-suite with dual sinks and walk-in shower) true separation from the secondary bedrooms. The kitchen features skylights, a built-in desk, closet pantry, and bar seating, with all appliances conveying including a 2023 refrigerator, stove, and microwave, a 2025 dishwasher, and a June 2026 washer. Major updates reduce buyer risk and add long-term value: 2018 roof (permit-backed), 2023 A/C, 2020 water heater, gutters with screens, and irrigation system. The 2-car attached garage, cedar and stucco exterior, and mature live oak canopy with Spanish moss complete the picture. The 0.46-acre lot sits at the end of a quiet cul-de-sac in a neighborhood where homes sell quickly. No flood insurance required (Flood Zone X). HOA is just $125 per year. Wind mitigation report available. Located approximately 5 minutes from downtown Mount Dora and 3 blocks walking distance to the lake. All of this at $199 per square foot.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,909
Sqft
0.46 ac
Lot size
2
Garage
1987
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs Mount Dora actives
$200 vs $221
Days on market
3 vs 50 typical
Where $200/sqft sits among the 290 Mount Dora actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Forest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
Lake Forest — neighborhood snapshot
Population
147
Median age
38
Median income
$69,280
Median home value
$278,800
Avg household
2
Households w/ children
14%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $453K
Mount Dora median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
165 of 290
Mount Dora actives have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 480 LAKE FOREST CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$460,000
4141 LAKE FOREST STREET · same community
3 bd · 2 ba · 2,051 sqft · $224/sqft · 4 DOM
Sold · Jun ’26$375,000
3909 LAKE FOREST STREET · same community
3 bd · 2 ba · 1,412 sqft · $266/sqft · 98 DOM
Sold · Jun ’26$200,000
1 LAKE FOREST PLACE · same community
3 bd · 2 ba · 1,172 sqft · $171/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 480 LAKE FOREST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 480 LAKE FOREST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
480 LAKE FOREST CIRCLE FAQs
What would the monthly payment be for 480 LAKE FOREST CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,788/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 480 LAKE FOREST CIRCLE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 480 LAKE FOREST CIRCLE?+
The most recent tax bill on record (2025) was $2,399. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 480 LAKE FOREST CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mount Dora?+
At $380,900, this home is listed about 19% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.
Which schools are assigned to 480 LAKE FOREST CIRCLE?+
Triangle Elementary School (elementary), Mt. Dora High School (high), Mt. Dora Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Misty Noland. MLS #G5115682.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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