651 W BANCROFT DRIVE, DUNNELLON, FL, 34434
Active1 days on marketListed Aug 7, 2026MLS #G5116205
About this home
651 W BANCROFT DRIVE
NEW CONSTRUCTION. MOVE-IN READY! Builder-paid incentives available! Welcome to the Key West Model in Citrus Springs, a beautiful 3 bedroom, 2 bathroom home offering 1,405 square feet of comfortable living space. This home features durable concrete block construction, a 30-year architectural shingle roof, energy-efficient double-pane windows, and a 10-year structural warranty. Inside, vaulted ceilings create an open and spacious feel in the main living area, while luxury vinyl plank flooring runs throughout the home. The kitchen features stainless steel appliances, custom white shaker cabinets with soft-close drawers, granite countertops, and a convenient pantry. Granite countertops continue into the bathrooms for a clean, coordinated finish. Additional features include washer and dryer hookups, a covered patio, and an attached 2-car garage with opener and remotes. Enjoy ownership freedom with no HOA fees, plus the peace of mind of being high and dry in flood zone X with no flood insurance required.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,405
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,755 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,755/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs CITRUS SPRINGS UNIT 23
$178 vs $158
Days on market
1 vs 39 typical
Where $178/sqft sits among the 6 homes for sale in CITRUS SPRINGS UNIT 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
3 of 6
CITRUS SPRINGS UNIT 23 have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 733% above the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 651 W BANCROFT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$235,000
1542 W BELEN DRIVE · same community
3 bd · 2 ba · 1,405 sqft · $167/sqft · 9 DOM
Sold · May ’26$239,000
5659 N MATHESON DRIVE · same community
3 bd · 2 ba · 1,405 sqft · $170/sqft · 2 DOM
Sold · Sep ’25$249,000
6671 N DARLINGTON DRIVE · same community
3 bd · 2 ba · 1,400 sqft · $178/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 651 W BANCROFT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 651 W BANCROFT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
651 W BANCROFT DRIVE FAQs
What would the monthly payment be for 651 W BANCROFT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,755/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 651 W BANCROFT DRIVE?+
The most recent tax bill on record (2025) was $166. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $249,900, this home is listed about 17% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 651 W BANCROFT DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIST NOW REALTY, LLC · Matt Buttner. MLS #G5116205.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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