12604 HAMMOCK POINTE CIRCLE, CLERMONT, FL, 34711
Active1 days on marketListed Aug 7, 2026MLS #G5116207
About this home
12604 HAMMOCK POINTE CIRCLE
Virtually Staged. HEATED PRIVATE POOL | 3-CAR GARAGE | LOW HOA | NO CDD | TAYLOR MORRISON EMERSON FLOOR PLAN! Welcome to this beautifully maintained 4-bedroom, 3-bath home with a dedicated office, 3-car garage, and nearly 2,800 square feet of thoughtfully designed living space in the desirable Hammock Pointe community. Built by Taylor Morrison, the popular Emerson floor plan offers exceptional flexibility for today's lifestyle, whether you're accommodating a growing family, working from home, entertaining guests, or looking for a home that easily supports multi-generational living. At the center of the home is a spacious gourmet kitchen featuring granite countertops, stainless steel appliances, 42-inch wood cabinetry, a large center island with breakfast bar, abundant prep space, and an open design overlooking the expansive family room, creating the perfect gathering place for family and friends. One of the signature features of the Emerson floor plan is the elegant rotunda hallway, adding architectural charm and a unique flow throughout the home. The split-bedroom layout provides privacy for everyone. The spacious primary suite offers backyard views and a luxurious ensuite bath with dual granite vanities, a garden tub, separate walk-in shower, and a generous walk-in closet. Bedrooms two and three share a Jack-and-Jill bathroom, while the fourth bedroom is conveniently located near the third full bath, making it an ideal guest suite. The private office with French doors is perfect for remote work, a library, or hobby room. Step outside to your own Florida retreat featuring a heated, screened-in swimming pool, covered lanai with ceiling fan, convenient pool bath access, and an extended paver patio designed for outdoor entertaining and year-round enjoyment. The oversized 3-car garage offers epoxy flooring along with a dedicated mini-split A/C system, making it an excellent space for a workshop, home gym, or additional storage. Additional features include a tankless water heater. Located in one of Clermont's most convenient communities, residents enjoy a community pool, playground, sidewalks, low HOA fees, and quick access to shopping, dining, schools, the Florida Turnpike, and everything Central Florida has to offer. This is an exceptional opportunity to own one of Hammock Pointe's most desirable floor plans.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,794
Sqft
0.29 ac
Lot size
3
Garage
2012
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,091 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,091/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.9%
Days on market
1 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $445K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12604 HAMMOCK POINTE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12604 HAMMOCK POINTE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12604 HAMMOCK POINTE CIRCLE FAQs
What would the monthly payment be for 12604 HAMMOCK POINTE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,091/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12604 HAMMOCK POINTE CIRCLE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12604 HAMMOCK POINTE CIRCLE?+
The most recent tax bill on record (2025) was $3,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12604 HAMMOCK POINTE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $608,900, this home is listed about 30% above the Clermont median of $469,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12604 HAMMOCK POINTE CIRCLE?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$608,900 runs 33% above the CLERMONT 34711 median — but at 2,794 sqft it's also 35% larger than the typical Clermont listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Clermont market that averages 43 — if it fits, move quickly.
Listing courtesy of COOPER HOMEFRONT REALTY · Joe Cooper. MLS #G5116207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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