1945 OAK WATER DRIVE, JACKSONVILLE, FL, 32225
Active0 days on marketListed Aug 19, 2026MLS #G5116479
About this home
1945 OAK WATER DRIVE
Beautiful Jacksonville Home with a Backyard Oasis Welcome home to this beautiful 3-bedroom, 2-bathroom, two-story residence in the desirable Oak Point subdivision of Jacksonville! Thoughtfully maintained and filled with inviting features, this home offers a wonderful combination of comfort, character, and outdoor living. The spacious primary suite is located upstairs, complete with its own private full bathroom, creating a comfortable retreat at the end of the day. Ceiling fans are featured throughout the home, and a security system provides added peace of mind. Inside, you'll find a blend of attractive tile, bamboo, and wood flooring, adding warmth and character throughout the living spaces. The home also features double-pane, energy-efficient windows installed in 2024, helping provide improved comfort and efficiency. Step outside and discover what truly makes this property special—a beautifully landscaped, fully fenced backyard oasis! The backyard offers plenty of green space along with a fantastic two-level deck, creating the perfect setting for entertaining, relaxing, grilling, or simply enjoying Florida's beautiful weather. The screened Florida room provides another comfortable outdoor living space while keeping you protected from the elements. The front of the home welcomes you with a charming covered porch, while the carport provides convenient covered parking. And for added peace of mind, the roof was replaced in 2024, giving the next homeowner one less major expense to worry about. With its spacious layout, updated major features, inviting outdoor spaces, and exceptional backyard, this Jacksonville home is ready to welcome its next owner. Come see for yourself why this property is more than a house, it's a place to call home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,419
Sqft
0.1 ac
Lot size
1984
Year built
Two
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,127 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,127/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Holly Oaks
Get to know Jacksonville. See the full Jacksonville guide →
Holly Oaks — neighborhood snapshot
Population
2,322
Median age
41
Median income
$85,558
Median home value
$226,278
Avg household
2
Households w/ children
207
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$330K → $309K
Jacksonville median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the JACKSONVILLE 32225 median. See the full Jacksonville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1945 OAK WATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1945 OAK WATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1945 OAK WATER DRIVE FAQs
What would the monthly payment be for 1945 OAK WATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,127/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1945 OAK WATER DRIVE?+
The most recent tax bill on record (2025) was $816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $300,000, this home is listed about 3% above the Jacksonville median of $291,514. The market section on this page shows how the area is trending.
Which schools are assigned to 1945 OAK WATER DRIVE?+
Lone Star Elementary School (elementary), Landmark Middle School (middle), Sandalwood High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of DOWN HOME REALTY, LLLP · Michael Hanson. MLS #G5116479.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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