CENTURY 21 Edge
$179,9002 bd2 ba1,142 sqft$158 /sqft$1,388 /mo all-in ↓

1157 CAPELLA DRIVE, TAVARES, FL, 32778

Active15 days on marketListed Sep 5, 2026MLS #G5116488

Priced 45% below the TAVARES 32778 medianManufactured HomeTAVARES, LAKE FRANCES ESTATES

About this home

1157 CAPELLA DRIVE

?? YOUR TAVARES FLORIDA LIFESTYLE STARTS HERE! Welcome to 1157 Capella Drive — a wonderful opportunity to own a comfortable 2-bedroom, 2-bath home in the popular Lake Frances Estates community! This approximately 1,142-square-foot home offers a comfortable layout with plenty of potential to make it your own. Built in 1983 and situated on approximately a 6,000-square-foot lot, this property gives you the opportunity to enjoy the space and freedom of home ownership in a desirable Tavares location. (Trulia Real Estate Search?Attachment.png) ? WHY YOU’LL LOVE THIS PROPERTY ?? 2 BEDROOMS • 2 BATHROOMS A practical floor plan with two full bathrooms provides comfort and convenience for everyday living and visiting guests. ?? APPROXIMATELY 1,142 SQ. FT. A comfortable amount of living space without the maintenance and expense of a much larger home. (Trulia Real Estate Search?Attachment.png) ?? APPROXIMATELY 6,000-SQ.-FT. LOT Enjoy your own outdoor space for relaxing, gardening, entertaining, or simply enjoying the beautiful Florida weather. ?? CARPORT & OUTDOOR SPACE Convenient covered parking and outdoor living space add to the home’s functionality. Public records also identify a deck and lawn area. (Trulia Real Estate Search?Attachment.png) ?? THE LAKE FRANCES ESTATES LIFESTYLE The property is located in Lake Frances Estates, giving you access to the lifestyle that makes this community so appealing. Enjoy a 55+ community atmosphere, community amenities, social activities, and the convenience of a golf-cart-friendly lifestyle. And there’s another major attraction: ?? DOWNTOWN TAVARES IS CLOSE BY! Tavares offers the charm of a true Florida waterfront community, with restaurants, entertainment, festivals, parks, lake activities, and its famous seaplane waterfront. Imagine being able to hop on your golf cart, enjoy the sunshine, and head toward downtown Tavares for lunch, shopping, entertainment, or an evening out. ?? MORE THAN A HOME — IT’S A LIFESTYLE! If you’re looking for an affordable way to enjoy Central Florida, Lake County, an active 55+ community, and the relaxed golf-cart lifestyle of Tavares, 1157 Capella Drive deserves a closer look.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,142

Sqft

0.14 ac

Lot size

1983

Year built

One

Levels

$158

Per sqft

55+ community

Inside

FlooringCarpet · Laminate
AppliancesDryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Thermostat
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame (FSC Certified)
FoundationCrawlspace · Pillar/Post/Pier
FacesSoutheast
ExteriorAwning(s)

Community & fees

HOA fee$52/mo
Taxes (2025)$450/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Dock · Fishing · Lake · Buyer Approval Required · Clubhouse · Golf Carts OK · Pool

Utilities & systems

UtilitiesPublic · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,388 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$37
HOA fee — from the listing$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,297
Interest rate6.00%
Loan term

Estimated payment

$1,388/mo

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$37
HOA / condo fee$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$160KedgeAI estimate $173,014 · range $167K$193K$201K

vs edgeAI estimate

+4%

$/sqft vs Tavares actives

$158 vs $190

Days on market

15 vs 45 typical

Where $158/sqft sits among the 256 Tavares actives

54
83 · this home
52
34
10
23
$119–155$155–192$192–228$228–265$265–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Drive times from this address

Downtown Orlando50 min
Universal Orlando53 min
Walt Disney World59 min
Orlando Int’l Airport (MCO)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$318K$313K

Tavares median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

129 of 256

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% below the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

Sep 5, 2026Listed at $179,900 · 15 days on market since
1983Built · TAVARES, LAKE FRANCES ESTATES

Reality check

What actually sold near 1157 CAPELLA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1660 ELKHART CIRCLESold · Sep ’26

$179,000

1660 ELKHART CIRCLE · same community

3 bd · 2 ba · 1,100 sqft · $163/sqft · 14 DOM

1676 ELKHART CIRSold · Mar ’26

$100,000

1676 ELKHART CIR · same community

2 bd · 2 ba · 1,352 sqft · $74/sqft · 0 DOM

495 FERN AVENUESold · Feb ’26

$120,000

495 FERN AVENUE

3 bd · 3 ba · 1,198 sqft · $100/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1157 CAPELLA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1157 CAPELLA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1157 CAPELLA DRIVE FAQs

What would the monthly payment be for 1157 CAPELLA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,388/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1157 CAPELLA DRIVE?+

The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1157 CAPELLA DRIVE?+

The most recent tax bill on record (2025) was $450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1157 CAPELLA DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $179,900, this home is listed about 45% below the Tavares median of $329,745. The market section on this page shows how the area is trending.

Which schools are assigned to 1157 CAPELLA DRIVE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Josh Duclos. MLS #G5116488.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1157 CAPELLA DRIVE, TAVARES, FL — 2 Bed, 2 Bath — $179,900 | CENTURY 21 Edge