CENTURY 21 Edge
$425,0003 bd2 ba2,050 sqft$207 /sqft$3,097 /mo all-in ↓

3237 INDIAN TRAIL, EUSTIS, FL, 32726

Active25 days on marketListed Aug 26, 2026MLS #G5116981

Single Family ResidenceEUSTIS BRIGHTWATER PLACE

About this home

3237 INDIAN TRAIL

Virtually Staged. Welcome to the kind of Florida living you’ve been looking for! Located in a waterfront Eustis community with its own community dock and playground, this beautifully maintained 3-bedroom, 2-bath home offers approximately 2,050 square feet of comfortable living space and plenty of room to enjoy the Florida lifestyle both inside and out. Step inside and you’ll immediately appreciate the hard flooring throughout and the open-concept design that brings the living room and kitchen together — perfect for everyday living and entertaining. The kitchen features granite countertops, real wood cabinetry, and plenty of functional space for the home chef. And then there’s the laundry room… yes, a laundry room you might actually enjoy! The Florida lifestyle continues outdoors with an impressive 280-square-foot screened lanai, overlooking your fully fenced and private backyard. Surrounded by mature, majestic oak trees and lush landscaping, it’s the perfect place for morning coffee, afternoon relaxation, weekend gatherings, or simply enjoying a quiet Florida evening. The home also offers an oversized two-car garage of nearly 500 square feet, giving you plenty of room for vehicles, golf carts, bikes, boats, toys, tools, and all the extras that come with enjoying life in Florida. And the updates make this home even easier to love: * Roof – 2018 * New lanai screening – 2026 * Refrigerator – 2025 * Washer & dryer – 2025 * Stove – 2023 -Located in Eustis, you’re surrounded by everything that makes Central Florida special. Eustis offers a relaxed, hometown atmosphere with access to the Harris Chain of Lakes, boating, fishing, parks, local restaurants, festivals, and a charming downtown. Just about 6 miles away, Mount Dora adds even more to the lifestyle with its historic downtown, boutique shopping, restaurants, galleries, festivals, and waterfront charm. And when you’re ready for a little more adventure, you're still within easy reach of the best of Central Florida. Walt Disney World is approximately an hour away, while the Atlantic beaches around Daytona and New Smyrna are roughly an hour to 1¼ hours away, depending on traffic. Here, you don’t have to choose between peaceful small-town living and being close to the action. You can spend the morning on the water, grab lunch in Mount Dora, enjoy dinner downtown, or head to the theme parks or beach for the day — and come home to your own quiet piece of Florida. Lake life. Community charm. Privacy. Space. Convenience. And true pride of ownership. If you’ve been waiting for a home that lets you live the Florida lifestyle instead of just dreaming about it, this one is worth seeing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,050

Sqft

0.31 ac

Lot size

2

Garage

1998

Year built

One

Levels

$207

Per sqft

FireplacePets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorKitchen/Family Room Combo · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Faces Side
ExteriorFrench Doors

Community & fees

HOA fee$38/mo
Taxes (2025)$2,514/yr
PetsYes
CommunityDock · Fishing · Lake · Water Access · Park · Playground

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,097 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$210
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,097/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$210
HOA / condo fee$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$329KedgeAI estimate $370,901 · range $343K$440K$458K

vs edgeAI estimate

+14.6%

$/sqft vs Eustis actives

$207 vs $199

Days on market

25 vs 41 typical

Where $207/sqft sits among the 197 Eustis actives

40
70 · this home
51
9
9
18
$105–159$159–213$213–266$266–320$320–373$373+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Drive times from this address

Downtown Orlando58 min
Universal Orlando61 min
Walt Disney World67 min
Orlando Int’l Airport (MCO)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Heights Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$342K$350K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

104 of 197

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

Aug 26, 2026Listed at $425,000 · 25 days on market since
1998Built · EUSTIS BRIGHTWATER PLACE

Reality check

What actually sold near 3237 INDIAN TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3241 INDIAN TRAILSold · Nov ’25

$430,000

3241 INDIAN TRAIL · same community

3 bd · 2.5 ba · 1,895 sqft · $227/sqft · 57 DOM

16 CYPRESS DRIVESold · Dec ’25

$645,000

16 CYPRESS DRIVE

3 bd · 2 ba · 2,036 sqft · $317/sqft · 41 DOM

98 MOCKINGBIRD LANESold · May ’26

$330,000

98 MOCKINGBIRD LANE

3 bd · 2 ba · 2,020 sqft · $163/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 3237 INDIAN TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3237 INDIAN TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3237 INDIAN TRAIL FAQs

What would the monthly payment be for 3237 INDIAN TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,097/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3237 INDIAN TRAIL?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3237 INDIAN TRAIL?+

The most recent tax bill on record (2025) was $2,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3237 INDIAN TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $425,000, this home is listed about 11% above the Eustis median of $382,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3237 INDIAN TRAIL?+

Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LAKE LIFE REALTY · Brandy Lake. MLS #G5116981.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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