639 NE COTTAGE PARK LANE, LEESBURG, FL, 34748
Active1 days on marketListed Aug 28, 2026MLS #G5117009
About this home
639 NE COTTAGE PARK LANE
BEAUTIFUL HOME NESTLED IN THE AMAZING PENNBROOKE FAIRWAYS HERE IN LEESBURG, FLORIDA! This beautiful home is a part of an amazing 55+ community that has ALL the amenities you could ever want! THIS PROPERTY HAS MATURE TREES ON A LARGE CORNER LOT, PROVIDING A SENSE OF PRIVACY AND A LITTLE BIT OF SHADE! The amenities include golf, swimming pool, recreation centers, a pub & grill IN THE COMMUNITY, 24-HOUR GATED SECURITY and so much more! This home has a BRAND NEW ROOF 2026 AND BRAND NEW EXTERIOR PAINT! THIS IS MOVE-IN READY! AS A PART OF THR LOW HOA PAYMENT CABLE AND INTERNET ARE INCLUDED! Cool off in one of two swimming pools, see the clubhouse, have a lunch at the restaurant and enjoy endless amount of social clubs here in the community! Also has golf cart parking available, a workshop/storage room and Laundry Room. NEWER LAMINATE FLOORS throughout the Living Room and Kitchen. The Living Room has a VAULTED CEILING, the Master Bath has a roomy WALK-IN SHOWER. There is an ENCLOSED LANAI which is perfect for enjoying a beautiful day. Located in Leesburg, Florida, The Club at Pennbrooke Fairways is just a few minutes south of The Villages and less than an hour drive from Orlando, Florida. The golf course offers two executive nines and one regulation nine to appeal to all skill levels while still offering a fun, challenging golf experience. Pennbrooke offers RV and Boat Storage with Dump and Wash Stations & 24 hour Gated Security. DO NOT MISS YOUR CHANCE TO OWN THIS GEM! GIVE US A CALL TODAY!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
560
Sqft
0.08 ac
Lot size
1987
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,268 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,268/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 639 NE COTTAGE PARK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$40,000
622 COTTAGE PARK LANE · same community
1 bd · 1 ba · 560 sqft · $71/sqft · 16 DOM
Sold · Mar ’26$134,500
738 COTTAGE PARK LN · same community
1 bd · 1 ba · 588 sqft · $229/sqft · 154 DOM
Sold · Jan ’26$170,000
543 COTTAGE PARK LANE · same community
2 bd · 1 ba · 788 sqft · $216/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 639 NE COTTAGE PARK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 639 NE COTTAGE PARK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
639 NE COTTAGE PARK LANE FAQs
What would the monthly payment be for 639 NE COTTAGE PARK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,268/mo — principal and interest, the actual property-tax bill, the $221/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 639 NE COTTAGE PARK LANE?+
The association fee works out to $221 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 639 NE COTTAGE PARK LANE?+
The most recent tax bill on record (2025) was $1,571. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 639 NE COTTAGE PARK LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $119,500, this home is listed about 60% below the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 639 NE COTTAGE PARK LANE?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PICKET FENCE REALTY LLC · David Leo. MLS #G5117009.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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