CENTURY 21 Edge
$446,9002 bd2 ba2,296 sqft$195 /sqft$3,651 /mo all-in ↓

187 BALMY COAST ROAD, GROVELAND, FL, 34736

Active7 days on marketListed Sep 14, 2026MLS #G5117670

Single Family ResidenceCASCADES OF GROVELAND TRILOGY

About this home

187 BALMY COAST ROAD

Imagine beginning each morning with coffee in your gorgeous kitchen, spending the afternoon enjoying resort-style amenities, and returning to a home where thoughtful improvements have been completed. On a spacious corner homesite, this beautifully cared-for residence combines inviting living spaces, smart design and easygoing lifestyle that make this community desirable. Inside, the open layout feels bright, comfortable, and ready for everyday living and time spent with friends. A mosaic tile design in the foyer creates a memorable welcome, while architectural arches add character and soften the transitions between rooms. Tile and luxury vinyl plank flooring provide a clean, cohesive look that is attractive, durable, and easy to maintain. The kitchen has been refreshed with white 42-inch cabinetry and white quartz countertops, creating a timeless backdrop for cooking and entertaining. A gas range, newer appliances, under-cabinet lighting, generous workspace and a custom pantry make the room especially practical. With abundant cabinetry and storage, everything has its place, whether you are preparing a quiet dinner or hosting a lively gathering inside, outside or both! The separate den offers flexibility without sacrificing privacy and can become a home office, library or hobby room. The primary suite is spacious and relaxing, with remote-controlled blackout shades for added comfort. Its remarkable custom-designed closet offers built-in organization on an impressive scale, but the convenient direct connection to the laundry area may be the feature you appreciate most. The second bedroom is thoughtfully positioned to give visitors their welcoming retreat. One of the home’s most enjoyable spaces is the enclosed Florida room. Heated and cooled by a dedicated split system, it can be used throughout the year as a casual sitting room, entertaining space, art studio or peaceful place to read. Additional flexible space near the laundry area provides even more possibilities for a large office, crafts, hobbies or household organization. The garage is just as thoughtfully finished, with durable Shark Coating flooring, storage cabinetry and plenty of hanging storage. Recent improvements include a new roof completed in 2026, a new water softener and a new controlled irrigation system. The Tesla solar system adds energy efficiency, with its 20-year lease paid in full. Twice-yearly air-conditioning service, an active termite bond and numerous practical updates reflect the care invested in the property. Beyond the home, Trilogy turns everyday life into something more engaging. The guard-gated community’s 57,000-square-foot Magnolia House serves as the center of activity, offering a full-service restaurant/bar, indoor/outdoor pools, spas, two fitness centers and inviting spaces to gather with neighbors. Enjoy tennis, pickleball, bocce, billiards, a golf simulator, poker lounge, dance studio, massage room, recreational trail and dog park. With more than 50 clubs, live entertainment, concerts and organized activities, every week brings new opportunities to be active, social or simply entertained. HOA fee includes lawn care, cable, internet, landline service and security monitoring. This is not simply a move to a new address. It is a chance to enjoy a beautifully updated home, fewer maintenance responsibilities and a community designed around living well. Live the good life in Central Florida.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,296

Sqft

0.24 ac

Lot size

2

Garage

2014

Year built

One

Levels

$195

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Water Filtration System
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Outdoor Grill · Sliding Doors

Community & fees

HOA fee$578/mo
Taxes (2025)$1,010/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Solar · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,651 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,631
FHA mortgage insurance (est.)$198
Property tax — 2025 actual bill$84
HOA fee — from the listing$578
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,642Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,642
Interest rate6.00%
Loan term

Estimated payment

$3,651/mo

Principal & interest$2,631
FHA mortgage insurance (est.)$198
Property taxes (actual bill)$84
HOA / condo fee$578
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $447K
$418KedgeAI estimate $460,329 · range $436K$470K$489K

vs edgeAI estimate

−2.9%

$/sqft vs Groveland actives

$195 vs $203

Days on market

7 vs 36 typical

Where $195/sqft sits among the 248 Groveland actives

105 · this home
90
21
5
9
18
$156–196$196–237$237–277$277–317$317–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groveland

Drive times from this address

Downtown Orlando36 min
Universal Orlando39 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Groveland. See the full Groveland guide →

GROVELAND 34736 — neighborhood snapshot

Population

26,086

Median age

42

Median income

$82,478

Median home value

$335,300

Avg household

2.76

Households w/ children

2,798

For the school run

Lake County School District

HighSouth Lake High School★★★★★
ElementaryMinneola Charter School★★★★
ElementaryGroveland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Groveland market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$378K$376K

Groveland median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

107 of 248

Groveland actives have cut their price

Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the GROVELAND 34736 median. See the full Groveland market guide →

Paper trail

This home's history

Sep 14, 2026Listed at $446,900 · 7 days on market since
2014Built · CASCADES OF GROVELAND TRILOGY

Reality check

What actually sold near 187 BALMY COAST ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

815 HIDDEN MOSS DRIVESold · Apr ’26

$440,000

815 HIDDEN MOSS DRIVE

2 bd · 2.5 ba · 2,339 sqft · $188/sqft · 223 DOM

178 SILVER MAPLE ROADSold · Jun ’26

$465,000

178 SILVER MAPLE ROAD

3 bd · 2.5 ba · 2,247 sqft · $207/sqft · 39 DOM

623 CONSERVATION BOULEVARDSold · Jan ’26

$525,000

623 CONSERVATION BOULEVARD

3 bd · 3 ba · 2,360 sqft · $222/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 187 BALMY COAST ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 187 BALMY COAST ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

187 BALMY COAST ROAD FAQs

What would the monthly payment be for 187 BALMY COAST ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,651/mo — principal and interest, the actual property-tax bill, the $578/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 187 BALMY COAST ROAD?+

The association fee works out to $578 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 187 BALMY COAST ROAD?+

The most recent tax bill on record (2025) was $1,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 187 BALMY COAST ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Groveland?+

At $446,900, this home is listed about 12% above the Groveland median of $398,995. The market section on this page shows how the area is trending.

Which schools are assigned to 187 BALMY COAST ROAD?+

South Lake High School (high), Minneola Charter School (elementary), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$446,900 runs 19% above the GROVELAND 34736 median — but at 2,296 sqft it's also 18% larger than the typical Groveland listing.

02Know the monthly fee

The association fee is $578/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 7 days on market in a Groveland market that averages 36 — if it fits, move quickly.

04Strong assigned schools

South Lake High School, Minneola Charter School, Groveland Elementary School — Minneola Charter School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Dawn Giachetti. MLS #G5117670.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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