5026 RAINBOW TROUT ROAD, TAVARES, FL, 32778
Active8 days on marketListed Sep 12, 2026MLS #G5117680
About this home
5026 RAINBOW TROUT ROAD
IMMACULATE, METICULOUSLY MAINTAINED POOL HOME in the desirable gated 55+ community of Royal Harbor! This beautifully cared-for 3 Bedroom, 2 Bath home offers a comfortable split-bedroom floor plan, ceramic tile throughout and a wonderful indoor-outdoor Florida lifestyle. The spacious Living Room/Dining Room Combo opens to a 9’ x 16’ enclosed Florida Room, formerly the covered lanai, which was enclosed in 2021 with double-pane hurricane-resistant sliding glass windows and a hurricane-resistant sliding glass door, creating approximately 144 sq. ft. of additional enclosed space not included in the home’s stated 1,489 sq. ft. Currently enjoyed as a dining and sitting area, the Florida Room overlooks the screened Pool and deck enclosure with privacy screening and a sparkling 11’ x 20’ fiberglass pool, resurfaced in 2021 and solar heated by roof-mounted panels with Pentair SolarTouch controls. The spacious Primary Suite opens directly to the Florida Room and features a large Walk-In Closet and ensuite Bath with dual sinks, Garden Tub and separate Walk-In Shower. The bright Kitchen includes a Breakfast Area, abundant cabinetry and storage, pass-through bar, double sinks and a newer refrigerator. Additional highlights include a 2021 CertainTeed Landmark Roof, 2017 Carrier HVAC with NEST thermostat, 2020 Ruud gas water heater, 2026 washer, 2024 dryer, blown-in insulation, whole-house surge protection, updated irrigation, custom gutters and downspouts, rescreened windows, freshly painted exterior and a 2-Car Garage with attic storage and newer LiftMaster opener. Beautifully maintained landscaping completes the picture. Offered FULLY FURNISHED and move-in ready with Quality Furnishings as shown, making this an especially easy home to begin enjoying from day one. ROYAL HARBOR offers an impressive array of amenities including a Clubhouse, heated Pool & Spa, Fitness Center, Pickleball, Tennis, Bocce, Shuffleboard, Community Dock and more, all in a vibrant community along the Harris Chain of Lakes. There is even RV and Boat Storage included in the HOA dues. This is a truly special home where exceptional care is evident at every turn.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,489
Sqft
0.13 ac
Lot size
2
Garage
2006
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,665 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,665/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ROYAL HARBOR
$225 vs $186
Days on market
8 vs 45 typical
Where $225/sqft sits among the 9 homes for sale in ROYAL HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
6 of 9
ROYAL HARBOR have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 5026 RAINBOW TROUT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$300,000
5643 BOUNTY CIRCLE · same community
3 bd · 2 ba · 1,469 sqft · $204/sqft · 133 DOM
Sold · Jul ’26$317,000
5588 GULF STREAM STREET · same community
3 bd · 2 ba · 1,634 sqft · $194/sqft · 175 DOM
Sold · May ’26$320,000
3584 TROPICAL SEAS LOOP · same community
3 bd · 2 ba · 1,716 sqft · $186/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5026 RAINBOW TROUT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5026 RAINBOW TROUT ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5026 RAINBOW TROUT ROAD FAQs
What would the monthly payment be for 5026 RAINBOW TROUT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,665/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5026 RAINBOW TROUT ROAD?+
The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5026 RAINBOW TROUT ROAD?+
The most recent tax bill on record (2025) was $1,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5026 RAINBOW TROUT ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $335,000, this home is listed about 2% above the Tavares median of $329,745. The market section on this page shows how the area is trending.
Which schools are assigned to 5026 RAINBOW TROUT ROAD?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Catherine Landry-Sonstegard. MLS #G5117680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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