19020 LAKE SWATARA ROAD, EUSTIS, FL, 32726
Active5 days on marketListed Sep 15, 2026MLS #G5117693
About this home
19020 LAKE SWATARA ROAD
Virtually Staged. One of the most coveted and established neighborhoods in the Lake County area, Lake Swatara Reserve offers tranquility and a sense of community. Centrally located and minutes away from shopping, hospitals and local dining, this well maintained pool home offers a pleasant and inviting space for entertaining as well as relaxing. Surrounded by nature and manicured landscaping, this 4 bedroom, 3 bathroom home is located at the end of the street near the cul de sac. Inside of 2626 square feet of living space, there are multiple doors that transition to the screened in pool and lanai while the gas fireplace in the living room takes care of the few cold winter days experienced in Central Florida. This home features a split plan with a primary bedroom and bath tucked away from the remaining 3 bedrooms that allows for privacy for guests and/or family members. The 3 car garage has space for storage, a work/tool area, a full bath, as well as a small dedicated office tucked away. With over an acrea of land, the backyard allows room for a garden and/or play area. With Orlando, Ocala, Disney and the beaches all within an hour's drive and downtown Eustis and Mount Dora nearby, this property is definitely one to see!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,626
Sqft
1.13 ac
Lot size
3
Garage
1990
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,048 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,048/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs Eustis actives
$232 vs $199
Days on market
5 vs 41 typical
Where $232/sqft sits among the 197 Eustis actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eustis
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eustis. See the full Eustis guide →
EUSTIS 32726 — neighborhood snapshot
Population
23,885
Median age
40.6
Median income
$60,750
Median home value
$230,400
Avg household
2.38
Households w/ children
2,736
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$342K → $350K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
104 of 197
Eustis actives have cut their price
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the EUSTIS 32726 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near 19020 LAKE SWATARA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$560,000
19200 LAKE SWATARA DRIVE · same community
3 bd · 2 ba · 2,410 sqft · $232/sqft · 7 DOM
Sold · Aug ’26$662,500
8872 BRIDGEPORT BAY CIRCLE
3 bd · 2 ba · 2,553 sqft · $259/sqft · 38 DOM
Sold · Sep ’26$559,500
34239 WOODRIDGE LANE
3 bd · 2 ba · 2,552 sqft · $219/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19020 LAKE SWATARA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19020 LAKE SWATARA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19020 LAKE SWATARA ROAD FAQs
What would the monthly payment be for 19020 LAKE SWATARA ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,048/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19020 LAKE SWATARA ROAD?+
The most recent tax bill on record (2025) was $4,410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19020 LAKE SWATARA ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eustis?+
At $610,000, this home is listed about 60% above the Eustis median of $382,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19020 LAKE SWATARA ROAD?+
Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$610,000 runs 114% above the EUSTIS 32726 median — but at 2,626 sqft it's also 40% larger than the typical Eustis listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Eustis market that averages 41 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Kim Bakich. MLS #G5117693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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