44535 STATE ROAD 19, ALTOONA, FL, 32702
Active4 days on marketListed Sep 18, 2026MLS #G5117838
About this home
44535 STATE ROAD 19
Nearly 1 Acre in Altoona / Build Your Florida Dream! discover the perfect opportunity to own nearly an acre of land in the peaceful Altoona area, conveniently located just off State Road 19. This spacious parcel offers plenty of room to create the home, homestead, or retreat you’ve been looking for. Old home on property with no value but could possibly have impact fees paid.
Facts & features
The home at a glance
0.84 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Altoona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altoona. See the full Altoona guide →
ALTOONA 32702 — neighborhood snapshot
Population
2,732
Median age
56.6
Median income
$51,762
Median home value
$92,700
Avg household
2.17
Households w/ children
211
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altoona market
$179K → $225K
Altoona median sold, yr/yr
89.4%
Sale-to-list ratio (12 mo)
Median sold price, Altoona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the ALTOONA 32702 median. See the full Altoona market guide →
Paper trail
This home's history
Reality check
What actually sold near 44535 STATE ROAD 19
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$225,000
44403 STATE ROAD 19 · same community
3 bd · 2 ba · 1,792 sqft · $126/sqft · 37 DOM
Sold · Jan ’26$670,000
18525 LAKE ROAD · same community
3 bd · 2 ba · 2,484 sqft · $270/sqft · 72 DOM
Sold · Mar ’26$229,000
19037 RAVENSWOOD ROAD
2 bd · 1 ba · 1,292 sqft · $177/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 44535 STATE ROAD 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44535 STATE ROAD 19 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44535 STATE ROAD 19 FAQs
What would the monthly payment be for 44535 STATE ROAD 19?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 44535 STATE ROAD 19?+
The most recent tax bill on record (2025) was $697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Altoona?+
At $65,000, this home is listed about 88% below the Altoona median of $565,000. The market section on this page shows how the area is trending.
Which schools are assigned to 44535 STATE ROAD 19?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of BHHS FLORIDA REALTY · Heather Cromwell. MLS #G5117838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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