CENTURY 21 Edge
$199,0004 bd2 ba1,620 sqft$123 /sqft$1,692 /mo all-in ↓

15875 NE 148TH TERRACE ROAD, FORT MC COY, FL, 32134

Active4 days on marketListed Sep 17, 2026MLS #G5117893

Manufactured HomeMILL CREEK RANCHES

About this home

15875 NE 148TH TERRACE ROAD

**Country Living with Room to Grow on 3.48 Acres!** Imagine waking up to the quiet of the countryside, coming outside with your morning coffee, and having 3.48 acres of land surrounding you. Here, you can enjoy the space and freedom of rural living while still being only about 30 minutes from the heart of Ocala. Built in 2004 and offering approximately 1,620 square feet of living space, this well-maintained home provides a comfortable place to call home today while giving you plenty of opportunity to create the property you've always envisioned. Inside, the home offers an inviting open living area where the kitchen, dining, and living spaces come together naturally. The kitchen features abundant cabinetry and a center island, providing plenty of workspace and storage, while the spacious living room offers room to gather and relax. A cozy fireplace creates a welcoming focal point, and large windows bring in natural light while providing views of the surrounding property. The home's comfortable layout offers room for everyday living while maintaining that relaxed country feel. Outside the possibilities really begin to unfold. With **Agricultural zoning and 3.48 acres**, there is room to bring your vision to life, whether that means keeping approved farm animals, creating a garden, adding additional outbuildings, or simply enjoying the elbow room that is becoming harder to find. The property already offers covered parking and storage options, giving you a great starting point for equipment, recreational vehicles, hobbies, or additional storage. There is also the opportunity to build a larger garage or workshop, subject to requirements. And perhaps one of the best features is what you *don't* have: the feeling of being surrounded by crowded neighborhoods. Instead, you'll have space, trees, privacy, and the opportunity to enjoy the outdoors on your own terms. A **NEW roof is coming soon**, adding another valuable update for the next owner. If you've been looking for a property where you can enjoy the peace and possibilities; **Bring your ideas, bring your animals, bring your hobbies, and make the space your own. The foundation is here—the opportunities are yours to explore.**

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,620

Sqft

3.48 ac

Lot size

2004

Year built

One

Levels

$123

Per sqft

Fireplace

Inside

FlooringCarpet · Laminate · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ParkingCovered
ExteriorStorage

Community & fees

Taxes (2025)$3,264/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,692 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$272
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,965
Interest rate6.00%
Loan term

Estimated payment

$1,692/mo

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$272
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Mc Coy actives

$123 vs $195

Days on market

4 vs 24 typical

Where $123/sqft sits among the 59 Fort Mc Coy actives

8
16 · this home
12
13
5
5
$50–109$109–167$167–226$226–285$285–343$343+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Mc Coy

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced7.0 months of inventoryBuyer’s market

$240K$120K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

22 of 59

Fort Mc Coy actives have cut their price

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 262% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $199,000 · 4 days on market since
2004Built · MILL CREEK RANCHES

Reality check

What actually sold near 15875 NE 148TH TERRACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15888 NE 152ND AVENUESold · May ’26

$438,000

15888 NE 152ND AVENUE

3 bd · 2 ba · 1,591 sqft · $275/sqft · 157 DOM

15720 NE 150TH TERRACESold · Apr ’26

$50,000

15720 NE 150TH TERRACE

3 bd · 2 ba · 1,754 sqft · $29/sqft · 53 DOM

17055 NE 141ST COURTSold · Aug ’26

$222,750

17055 NE 141ST COURT

3 bd · 2 ba · 1,460 sqft · $153/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15875 NE 148TH TERRACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15875 NE 148TH TERRACE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15875 NE 148TH TERRACE ROAD FAQs

What would the monthly payment be for 15875 NE 148TH TERRACE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,692/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15875 NE 148TH TERRACE ROAD?+

The most recent tax bill on record (2025) was $3,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $199,000, this home is listed about 17% above the Fort Mc Coy median of $169,500. The market section on this page shows how the area is trending.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Frances Pierce PA. MLS #G5117893.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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