
15875 NE 148TH TERRACE ROAD, FORT MC COY, FL, 32134
Active4 days on marketListed Sep 17, 2026MLS #G5117893
About this home
15875 NE 148TH TERRACE ROAD
**Country Living with Room to Grow on 3.48 Acres!** Imagine waking up to the quiet of the countryside, coming outside with your morning coffee, and having 3.48 acres of land surrounding you. Here, you can enjoy the space and freedom of rural living while still being only about 30 minutes from the heart of Ocala. Built in 2004 and offering approximately 1,620 square feet of living space, this well-maintained home provides a comfortable place to call home today while giving you plenty of opportunity to create the property you've always envisioned. Inside, the home offers an inviting open living area where the kitchen, dining, and living spaces come together naturally. The kitchen features abundant cabinetry and a center island, providing plenty of workspace and storage, while the spacious living room offers room to gather and relax. A cozy fireplace creates a welcoming focal point, and large windows bring in natural light while providing views of the surrounding property. The home's comfortable layout offers room for everyday living while maintaining that relaxed country feel. Outside the possibilities really begin to unfold. With **Agricultural zoning and 3.48 acres**, there is room to bring your vision to life, whether that means keeping approved farm animals, creating a garden, adding additional outbuildings, or simply enjoying the elbow room that is becoming harder to find. The property already offers covered parking and storage options, giving you a great starting point for equipment, recreational vehicles, hobbies, or additional storage. There is also the opportunity to build a larger garage or workshop, subject to requirements. And perhaps one of the best features is what you *don't* have: the feeling of being surrounded by crowded neighborhoods. Instead, you'll have space, trees, privacy, and the opportunity to enjoy the outdoors on your own terms. A **NEW roof is coming soon**, adding another valuable update for the next owner. If you've been looking for a property where you can enjoy the peace and possibilities; **Bring your ideas, bring your animals, bring your hobbies, and make the space your own. The foundation is here—the opportunities are yours to explore.**
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,620
Sqft
3.48 ac
Lot size
2004
Year built
One
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,692 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,692/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Mc Coy actives
$123 vs $195
Days on market
4 vs 24 typical
Where $123/sqft sits among the 59 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
22 of 59
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 262% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 15875 NE 148TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$438,000
15888 NE 152ND AVENUE
3 bd · 2 ba · 1,591 sqft · $275/sqft · 157 DOM
Sold · Apr ’26$50,000
15720 NE 150TH TERRACE
3 bd · 2 ba · 1,754 sqft · $29/sqft · 53 DOM
Sold · Aug ’26$222,750
17055 NE 141ST COURT
3 bd · 2 ba · 1,460 sqft · $153/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15875 NE 148TH TERRACE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15875 NE 148TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15875 NE 148TH TERRACE ROAD FAQs
What would the monthly payment be for 15875 NE 148TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,692/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15875 NE 148TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $3,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $199,000, this home is listed about 17% above the Fort Mc Coy median of $169,500. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Frances Pierce PA. MLS #G5117893.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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